Beware of appraisals for "insured value" vs real world replacement costs. Many appraisers inflate an insurance appraisal making an item seem worth more than present replacement cost. You insurance rider will be based on a percentage of the appraised value. I always try to get an appraisal for retail value and if the appraiser will not agree then I find another appraiser who will do this. There is no benefit in paying insurance on appraised value which exceeds replacement cost but it will raise the insurance premium of the insured item.
If you ever watch Antiques Roadshow type shows, items are appraised for a certain value then given an "insurance value" which greatly exceeds the actual appraised value.
---------- Original Message ----------
From: Nicholas Stock <nickst...@gmail.com>
Date: July 1, 2019 at 1:57 PM
For those outside the USA, then this may be helpful...
On Mon, Jul 1, 2019 at 10:53 AM Tidak Ada < offl...@zeelandnet.nl> wrote:
A correct Insurance is not an ordinary fire and burglary insurance.What you need is a special collection insurance or a special valuables policy. Of cource for a corresponding premium.
Verstuurd vanaf mijn iPhoneThieves also read internet comms and also follow eBay.....
Verstuurd vanaf mijn iPhoneNeither does fire...;-)
I have considered taking a rider out on my collection for home-owners insurance....inflation in prices has definitely got me thinking about it more....
On Mon, Jul 1, 2019 at 8:58 AM David Forbes < nixiebu...@gmail.com> wrote:
Thieves have no idea what to do with Nixie tubes.
On Mon, Jul 1, 2019, 7:39 AM alex nolan < masterscriptmaker...@gmail.com> wrote:
Has anyone gotten insurance for their nixie tube collection?
I've started accumulating quite the collection of items and am a bit astounded at how much it all adds up to. And some items are pretty rare, even if I spent $x, it might cost $5x to get another one.
Cheers,Alex
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