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<http://us.rd.yahoo.com/finance/finhome/topstories/apf/*http:/biz.yahoo.com/ ap/081216/financial_meltdown.html> Fed reduces benchmark rate to as low as zero- AP The Federal Reserve, urgently rewriting its playbook to fight a deepening recession, cut its benchmark interest rate to as low as zero Tuesday, a surprisingly strong step that should make it cheaper for Americans to borrow on credit cards and pay their mortgages.