Dear OB, ternyata analyst asing itu ada benernya, bank2 pada ambruk. Salam dari nyangkuter di PGAS
--- In obrolan-bandar@yahoogroups.com, "sulistyo_winarto" <[EMAIL PROTECTED]> wrote: > > > Waduh.., temen2 ada postingin yang bikin keder& kesel.. buat yang tua & > nyangkut, sekalian saya posting juga yang serem. ... Salam dari yang > pasti nyangkut > > The ultimate sell signal: Part II > > Commentary: Why does the FDIC need more bank examiners? > > Last update: 8:19 p.m. EST March 2, 2008 > > SEATTLE -- The clues are piling up: this is not a good year to be > investing based on wishful thinking. I'm not a perma-bear, parsing the > fine print, but I can read the writing on the wall about chronic > economic crises. > > The Federal Deposit Insurance Corp. is planning to beef up its division > of resolutions and receiverships, which handles failed banks, by 40% > this year. The division currently has 233 employees. Considering that > only three banks failed last year, why do they need more examiners? > > For now, the FDIC is looking to bring back 25 retired employees with > experience in the bank closures of the 1980s and 1990s. No, it's not > just a reunion of hard-nosed accountants who closed banks and savings > and loans in notorious Friday night raids and liquidated their assets. > > This is a real search for tough, experienced "lone rangers," who set > upon a bank or thrift institution on a Friday to take over as much of > the assets as possible and open the following Monday with full > assurances for insured depositors and firm answers for uninsured > depositors. The latter group will get 100% on their insured deposits, > probably 50% on the uninsured portion and "well, we can talk about it, > and we'll send you some more later." > > This week Fed Chairman Ben Bernanke put it bluntly: "There probably will > be some bank failures." Regulators have some real work ahead of them. > The FDIC had 76 banks on its problem bank list at Dec. 31, down from 136 > problem banks in 2002 and 213 banks in 1990. This past year's three > failures were the first since 2004. Apparently the FDIC expects to have > a busy year. > > The FDIC's challenge means you should confine your bank accounts to > insured deposits exclusively. Other safe harbors are Treasury-only > money-market funds, money funds owned by large institutions (even banks) > and maybe short-term Treasury bills. > > I am sure that the Securities and Exchange Commission has put a lot of > pressure on bank managers of money funds to transfer any questionable > securities to their balance sheets from the money funds. Banks don't > have a great reputation for understanding the securities term, > "fiduciary responsibility." I am also sure the SEC has made its > expectations clear to bankers who manage mutual funds. > > First, David Walker, the Comptroller General of the Government > Accountability Office, resigns with five years still left on his term. > See full story. > <http://www.marketwatch.com/News/Story/ultimate-sell-signal/story.aspx?g\ > uid=%7BD566230C%2DF9D9%2D4384%2DB64E%2DE9B480D2B23F%7D> > > Now the FDIC is staffing up. It's time to rethink your investments. >
