Hello Bear,

Be interesting to have a standard cross verification scheme/policy
between free efforts where the data is sent and then some rules
applied against it if it's 98% the same or something ok it...

May not be practical *shrug* and also 1 site may not agree with how
another treats the policy of it's certificates etc...

Just a thought...

-- 
Best regards,
 evilbunny                            mailto:evilbunny@;sydneywireless.com

http://www.cacert.org - Free Security Certificates
http://www.nodedb.com - Think globally, network locally
http://www.sydneywireless.com - Telecommunications Freedom

Monday, November 4, 2002, 12:43:34 PM, you wrote:

BG> evilbunny wrote:
>> Interesting idea... Only problem is the bank doesn't verify the name
>> electronically as far as I'm aware... Least none of the payment
>> gateway's I've dealt with in the past...

BG> (I was planning to charge $10, but I am also planning to offer personal 
BG> server certs if you have a $10 cert.)

BG> There's no requirement that you have your legal name on your credit 
BG> card.  I've gotten them in aliases before, most banks really don't care 
BG> what you have on your card as long as you pay your bills.

BG> (The gory details?  My parents were not cool, but I had "Bear" on my 
BG> credit cards and checks years before I broke down and had my name 
BG> legally changed.  It's much more common for aliases to occur because of 
BG> marriage and divorce.)

BG> HOWEVER, I thought the credit card processing centers could verify that 
BG> the name and address provided on the order was identical to the card's 
BG> billing address.  Like verifying email addresses by requiring 
BG> confirmation through that address, it really doesn't prove anything but 
BG> it's more than enough for most casual purposes.

BG> In addition, if you charge a reasonable amount ($10+) you can easily 
BG> have an automated process that prints out acknowledgement forms and 
BG> physically mails them to the nominal cert holder.  You have to stuff 
BG> envelopes, but with window envelopes and a postage meter it won't cost 
BG> more than a buck or two to send a letter to everyone confirming that a 
BG> cert was requested (and granted) in their name and if this was erroneous 
BG> they should contact the CA at some website.  If the mail is returned, 
BG> revoke the cert but keep the money. :-)

BG> ....

BG> One other note - I don't think you can save the full credit card info 
BG> once the transaction has cleared.  Merchant agreements, state laws, all 
BG> tend to frown on this.  You should be able to save the first four digits 
BG> (which identify the issuing bank - not because you actually store these 
BG> digits, you see, but because that happens to be the BankID in your 
BG> database!) and the last four digits (which are now the traditional way 
BG> of identifying a customer' card).

BG> Bear

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