Kristy, if you want to be private, how about
swapping to a fund like australian unity, IOR, NIB, NRMA who cover midwifery
care? then you could have the fantastic midwifery care with some of the hospital
care paid for. as for NRMA they have advertised recently they will cover all the
costs of having a baby even the doctor and all the gap. at work (large private
hospital) we would have about 2-3 women a day swapping over to them. they are
part of care link too so free follow up/services too.i'm sure midwifery care
would be cheaper for them than docs, and it would fall into their costs of
having a baby category. a lot of the women i look after complain they are
thousands out of pocket even with top traditional health cover - something to
consider.
Louise
The cure for anything is salt water - Sweat, tears, or the sea.