Kelly, You probably don't want to hear this having just changed, but you might want to continue looking around for someone that will give you more back than $480! Australian Unity offer a similar sort of cover for midwifery unless you are having a "planned" homebirth - in which case you can get an agreement from them in writing to cover somewhere between $2000-$2500. They don't care if you have an OB as backup but they will only make payments to one or the other so if you do transfer and use a private OB you won't get the homebirth cover (though I think you still qualify for the standard midwifery cover which as I said I think is similar to the NIB details below). If you transfer publicly they will still cover the "planned homebirth".
HBA's cover is apparently better still if you can find the right person to talk to. good luck! Jo At 11:37 AM +1100 23/12/05, Kelly @ BellyBelly wrote: >Hey all, > >There has been lots of talk over the HBA covering midwifery of late, but after >being so unhappy with Medibank Private I did some research last night and >found out that NIB have actually been covering it for some time just not in >full and they offer a much better package for much less cost than Medibank >that I have switched over!!! This is what NIB offer for midwifery services: > >NIB > >10 ante-natal visits - $13 back per visit >10 post-natal visits - $13 back per visit >$220 back for the birth cost > >This is as per the safeguard cover (second to top cover) and if you have a >private Ob as back-up, there are some changes to these amounts so you need to >clarify (they wont cover as much for the private midwife), but not if you go >public. 100% ambulance cover. For my family, this package cost only $148 a >month whereas Medibank are charging $190 and I get much less back, no >midwifery. > >Some might already know this, but for those that don¹t it might be a great one >to recommend to women seeking midwifery services. I just thought it was so >cool speaking to a private health fund that was readily and openly telling me >about their private midwife services. I was half expecting them to have to ask >someone else or have no idea. > >A very Merry Christmas to all on this list, you have provided me with so much >food for thought and help in some situations where I needed more clarity. So >thank-you to all and have a wonderful Christmas season. >Best Regards, > >Kelly Zantey >Director, <http://www.bellybelly.com.au/>www.bellybelly.com.au & ><http://www.toys4tikes.com.au/>www.toys4tikes.com.au >Gentle Solutions For Conception, Pregnancy, Birth & Baby >Australian Little Tikes Specialists > -- Jo Bourne Virtual Artists Pty Ltd -- This mailing list is sponsored by ACE Graphics. Visit <http://www.acegraphics.com.au> to subscribe or unsubscribe.
