Envelope says it's Paul Mills and John R Presley from "Islamic Finance:
Theory and Practice; St Martins Press, 1999, p. 14.

Mills is/was at HM Treasury UK
Presley is/was Econ. Prof. Univ. of Loughborough and Chief Economic
Adviser The Saudi British Bank.

As I noted after 9-11 the issue of usury deeply divides the elites and
the 'middle' and working classes in the ME, esp. in SA since the inroads
made by capitalist financial practices post WWII.

The critique seems readily appropriable and capable of deepening in the
service of an elaboration of insitutional alternatives to usury....

Ian

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