I'm not sure that I understand Doug's problem with Dean's approach.  I
was glad to see Doug take the same approach I used in the Confiscation
Of American Prosperity in his nation piece -- that the problems are
deeper than finance, beginning with a massive redistribution of income.

Just giving the banks money, won't change the fundamentals. They will be
richer. The next administration will have its hands tied. And, as the
market fundamentalists note, the bailout will give the financial people
the confidence to repeat their past mistakes.

If we need to protect ourselves with financial regulation, regulation
will be unlikely once the banks are recapitalized.

Not all economists are certain that everything will fall apart in the
absence of rushing through a flawed bill. Better to take some time and
do it right.


Michael Perelman
Economics Department
California State University
michael at ecst.csuchico.edu
Chico, CA 95929
530-898-5321
fax 530-898-5901
www.michaelperelman.wordpress.com

-----Original Message-----
From: [EMAIL PROTECTED]
[mailto:[EMAIL PROTECTED] On Behalf Of Doug Henwood
Sent: Wednesday, October 01, 2008 8:58 AM
To: Progressive Economics
Cc: Dean Baker
Subject: Re: [Pen-l] fabulous Baker boy (part 2)


On Oct 1, 2008, at 11:45 AM, Jim Devine quoted Dean Baker:

> The weakness of the banks contributes to the downturn, but they are
> not the core of the problem. We would still be facing a recession even
> if all our banks were flush with cash. Hence the hype about the
> urgency of the bailout was an invention.

This really gives me pause. The financial system is imploding, and is  
in desperate need of recapitalization. One of the things that turns a  
recession into a depression is a cascading wave of bank failures and a  
contraction of credit. (This is something that Bernanke knows a lot  
about.) Intervention has to be quick or it will be too late. The  
longer-term stuff is very important, but unless you want to take the  
risk of a severe implosion (and I know there are some who want to do  
that), saying stuff like this isn't very helpful. Besides, the history  
of banking crises and interventions around the world shows that the  
longer you wait, the more expensive the bailout becomes, and the worse  
the economic damage.

Oddly, Dean then moves on to accept the need for equity injections. So  
why this bit?

Doug
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