Dwyer, Gerald P. 1996. "Wildcat Banking, Banking Panics, and Free Banking 
in the United States." Federal Reserve Bank of Atlanta Economic Review, 81: 
3-6 (December): pp. 1-20. 
  2: In an examination report for Jackson County Bank in Michigan in 1838 
stated: "Beneath the counter of the bank.  Nine boxes are pointed out by 
the teller, as containing one thousand dollars each.  The teller selected 
one of the boxes and opened it: this was examined and appeared to he a full 
box of American half dollars.  One of the commissioners then selected a 
box, which he opened, and found the same to contain a superficies only of 
silver.  While the remaining portion consisted of lead and ten penny nails.  
The commissioner then proceeded to open the remaining seven boxes: they 
presented the same contents precisely, with a single exception, in which 
the substratum was window glass broken into small pieces." 


-- 
Michael Perelman
Economics Department
California State University
Chico, CA 95929

Tel. 530-898-5321
E-Mail michael at ecst.csuchico.edu
michaelperelman.wordpress.com
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