Jim D.:

this is one thing that happens when the government doesn't regulate
markets: elements of the private sector try to set themselves up to
replace the state, using coercive means. It's part of the
centralization of capital.

^^^
CB:  After the relatively "free" market banking, the centralization, 
monopolization or oligopolization , concentration- of- wealth process ( as 
predicted by Marx) reaches a point where it might be dubbed  "monopoly 
capitalism" ( relative to the "free market" period). One capital kills a dozen 
others. 

Then the monopolies seize greater influence on the state, and it becomes 
state-monopoly capitalism.





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