Me, myself and I:

> I do not know who were the creditors of these banks that allowed them
> to built such huge leverages mentioned above when they were playing
> that regulatory arbitrage game, but I suspect that they lent that
> money to one another. I would not be too surprised if I learn that
> BofA is one of the major long-term debt holders of Citigroup and vice
> versa. Is there anyone here who knows who are the holders of long term
> debts of Citi, BofA and the like?

Here is something I found:

>>>>>
Citi’s debt, much of which is unsecured by collateral, is owned by
many of the world’s leading mutual funds and pension funds, as well as
by other banks and insurance companies. Mr. Whalen and other experts
say a nationalization of Citi or other big banks should be arranged in
a way that avoids sticking financial institutions that own the debt
with further losses they can ill-afford.
<<<<<

It is from this article:

http://www.financialweek.com/apps/pbcs.dll/article?AID=/20090223/REG/902239986/1053/BANKING

Very interesting! How much of the above mentioned "other" banks' debt
Citi is holding? If Bank A owes to Bank B and Bank B owes to Bank A,
why can we not net it out and cancel these debts?

Who knows, maybe we need a "debt clearing house" or something?

Best,
Sabri
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