The print edition of this article was entitled "Capitalism affirmed".
Michael Moore needs help from heterodox economists in this argument
over the signifcance of Wall Street's bankruptcy.

CB


September 30, 2009 http://detnews.com/article/20090930/OPINION01/909300314

Editorial: Investors who kept the faith are rewarded

THE DETROIT NEWS

Free-market capitalism isn't such an obsolete institution after all.

Investors who kept their faith in America's economic system were
handsomely rewarded in the third quarter, which ends today.
Diversified U.S. stock funds posted a return of nearly 15 percent
during the past three months and are up roughly 22 percent for the
year.

Since most 401(k) retirement portfolios of American workers are
invested in such funds, the quarter continued to bring some pretty
good news to average investors.

At least it did to those who ignored the doomsday declarations 18
months ago when the markets suffered a dramatic collapse. Capitalism's
enemies seized on the steep fall -- at one point, the Dow Jones
average was down nearly 40 percent from its high -- as evidence that
the system was fundamentally broken and not likely to recover.

Older workers, they moaned, would have to forget about retiring. And
younger workers, they said, would have to stake their futures on
something other than market investments -- big new government
programs, most likely.

The pundits were certain that it would take many years -- decades,
perhaps -- for investors to recover from the blow.

And here we are, less than two years later, and the markets are
enjoying some of their biggest quarterly gains in more than a decade
and already recovering more than half of what was lost. Those who were
panicked by the pessimists into dumping their stocks and bonds are no
doubt kicking themselves.

What we learned from this is that acceptance of volatility is an
essential part of investing. Risk and reward go hand-in-hand.

Obviously, the market could turn downward again at anytime. That's its
nature, and Americans got in trouble when they forgot that stocks go
down as well as up.

But for the long term, the U.S. stock and bond markets still offer the
best opportunity for an open-eyed investor to make some meaningful
money.


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© Copyright 2009 The Detroit News. All rights reserved.
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