Jim raises the question of how workers' savings affect the workings of the economic system; there are also many other problems that take us beyond Marx--the nature of credit and of course shadow banks; the importance of public R&D and war on the development of the productive forces; international inequality; the ecological impact, etc.
There are some technologies that once developed they are not really improved on. Think of the fork. Marxists have tended to take Capital as a fork and thought that as long as the task was combating capitalism, the intellectual technology that Marx provided could not and need not be improved on. I am not of the opinion that a technology has been invented to supplant the Marxist fork; it still has its function. But it can be improved on and needs to be supplemented.
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