Step 1: Fund SS from the general tax fund (�old� Europe) v. the payroll tax
(U.S.).  Step 2: Put the Pentagon on a payroll tax like SS.  Step 3.
Convert the war tax to private accounts.  Step 4: Antiwar, disabled and
senior activists hold town hall meetings explaining this tax proposal to the
population.  Step 5. I switch to decaf.

Seth Sandronsky


Date: Sat, 9 Apr 2005 14:37:52 -0700 From: "Devine, James" <[EMAIL PROTECTED]> Subject: Re: bush & SS

I wrote: >>Insurance programs are transfer programs.  If I have a fire, =
the fire insurance company pays me by transferring money from all the =
folks who pay premia who don't have fires.<<
=20
David Shemano wrote:> If SS is insurance against poverty in old age, how =
come people who are not in poverty in old age receive SS?<
=20
Michael Perelman writes:>If you use a means testing, SS becomes a =
welfare program, an entitlment.  What happens to entitlements?<
=20
right. In addition, the SS method of payment of benefits is extremely =
simple, making its administration costs extremely low, especially =
compared to the private investment accounts costs that the Bushpeople =
push. That is, it's an extremely efficient way for society to pool =
resources. =20
=20
It's true that a lot of non-poor receive SS benefits. But a lot of =
people who are non-poor get hit by the forces that could easily push =
them into poverty, such as catastrophic illness and soaring medication =
costs. SS provides a "safety net" which helps prevent these from causing =
a serious and permanent descent into the vicious circle of poverty.=20
=20
Further, for many of the richer folks, SS benefits are mere "pin money." =
But it's simpler and more efficient to pay these benefits to them. It =
also encourages majority support for the program as Michael P. and Joel =
B. stress.=20
=20
Doug writes: >Not in the same way - insurance is about financial =
provision against
quantifiable but limited risk. Everyone who hits 65...66...67 will draw =
SS. How many people draw on their fire insurance.<
=20
SS isn't insurance against being old. Rather, it's insurance against =
being forced to eat dog food while old. It also represents a bolster =
that makes defined-benefit pensions, IRAs, 401ks, etc. bearable.
=20
Jim Devine [EMAIL PROTECTED] http://myweb.lmu.edu/jdevine=20

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