Tuesday, October 11, 2005
Image <http://www.detnews.com/pix/2005/10/11/asec/DelphiGM_gfx_101105.jpg>




Will Delphi drag down GM, too?

Wall Street fears grow that supplier's problems could put automaker's
turnaround in jeopardy.

By Brett Clanton and Bill Vlasic / The Detroit News

What's next

A judge is scheduled to be assigned to the bankruptcy case today in New York
at a hearing where preliminary motions will be made.

Delphi plans a news conference Wednesday afternoon in Troy with the news
media and security analysts to discuss its restructuring plans during the
bankruptcy.

Latest developments

. Delphi has not made a decision to terminate its pension plans. But it says
it needs to reorganize over the next few months to generate sufficient
capital to restore funding for the plans. It says its unionized workers will
have to agree to modifications in wages and benefits to generate profit
margins sufficient to repay the pension plan shortfall -- about $4.7 billion
-- out of future years' profits. GM must also remain a major customer.
Without GM's business, Delphi says it would lack a healthy revenue base to
support its pension obligations.

. Wall Street analysts and credit rating agencies downgraded their outlooks
for GM and Delphi on Monday, citing the bankruptcy and its potential to
disrupt part supplies and hold GM liable for retiree obligations at Delphi.

. GM and the UAW continue to discuss ways to lower the automaker's health
care costs. But GM's failure to participate in three-way bailout talks with
the UAW and prevent a Delphi bankruptcy has complicated the negotiations.





Delphi Corp.'s bankruptcy wreaked havoc on General Motors Corp. Monday as
investors abandoned the automaker's shares, a Wall Street credit rating
agency downgraded its debt and at least one prominent analyst raised the
specter of a Chapter 11 filing for the world's largest automaker.

Also Monday, Delphi Chairman and CEO Robert S. "Steve" Miller said GM was in
jeopardy of eventually falling into bankruptcy if it cannot lower its huge
labor costs.

Analysts worry that GM could inherit billions of dollars in liabilities from
the auto parts supplier, spun off from GM in 1999, and experience a kink in
its supply chain at a time when it is struggling to rebound from losses in
North America.

The moves signal that investors are growing increasingly doubtful about the
prospects of a GM turnaround, and they put more pressure on GM Chairman and
CEO Rick Wagoner to give investors some good news ahead of a third-quarter
earnings report next week.

Wagoner is pushing the United Auto Workers for a deal that would lower GM's
annual tab for employee heath care by at least $1 billion but the Delphi
bankruptcy could make the negotiations more difficult.

On a wider scale, the pessimism over GM underscores the huge challenges
facing U.S. automakers as they race to restructure, lower costs and compete
with the rest of the world.

While GM and Delphi have downplayed the impact of Delphi's bankruptcy
filing, investors were jittery on the first business day after the
announcement.

In New York Stock Exchange trading, GM shares plummeted nearly 10 percent,
ending the day at $25.48 per share -- just shy of a 52-week low.

Ford Motor Co. and DaimlerChrysler AG shares also slid Monday, amid concerns
about how the problems facing suppliers could affect automakers. Shares in
Ford dropped 30 cents, or 3.3 percent, to $8.93, while DaimlerChrysler fell
$1.83, or 3.5 percent, to $50.76.

Standard & Poor's Corp. lowered GM's debt further into "junk" status
territory, and Moody's Investors Service, another ratings firm, placed GM
under review for a possible downgrade.

The agencies cited GM's vulnerability to any disruptions in parts shipments
from Delphi, as well as financial liabilities.

The biggest alarm was sounded by Bank of America analyst Ronald Tadross, who
said GM could be at risk for bankruptcy because it has many of the same high
labor costs and pension obligations that drove Delphi into Chapter 11.

"It is our view that bankruptcy protection for GM is increasingly looking
like a reasonable way to address the company's retirement liabilities and
job security benefits," Tadross said in a report, pegging the risk of a GM
filing at 30 percent.

The assessment comes as GM is trying to battle back from $2.5 billion in
North American losses this year.

"Our focus right now is on improving North America and returning it to
profitability as soon as possible," GM spokesman Jerry Dubrowski said.

Earlier this year, Wagoner took control of the company's North American auto
business in hopes of restoring profits at its biggest business unit.

As part of a broad cost-cutting effort, GM has been pressing the UAW to
accept higher health care costs. The two sides appeared close to a deal last
week that could shave $1 billion from GM's near $6 billion-a-year health
care tab.

But the talks could be complicated by GM's failure to give a
multibillion-dollar bailout package to Delphi, which the supplier claimed it
needed to avoid bankruptcy. The union, said analysts, is likely to read the
move as a betrayal that puts thousands of former GM workers at Delphi at
risk.

"We continue to believe that GM and the UAW will collide at some point as
the company's results worsen, but the Delphi filing suggests that it will
happen sooner rather than later," Merrill Lynch analyst John Casesa said in
a Monday report.

GM expects to benefit from the Delphi bankruptcy, especially if the supplier
reduces costs and passes on the savings in the form of less expensive parts.
GM estimates it could cut its purchasing bill by $2 billion a year by doing
business with a leaner Delphi.

Yet the immediate risks of a parts interruption or a strike by Delphi
workers are overshadowing the potential benefits of the supplier's Chapter
11 filing. The risk of an eventual work stoppage could be high as Delphi
moves in bankruptcy court to slash wages of hourly workers by 60 percent,
eliminate retiree benefits and close or consolidate the majority of its U.S.
factories.

Delphi has assured its suppliers that they will be paid on time, though
payments for goods delivered over the past month to U.S. operations will be
delayed pending resolution of the Chapter 11 case. The company said Monday
it plans to assist any suppliers that face a hardship because of any late
payments.

That's why it's important that the bankruptcy process goes smoothly, Delphi
CEO Miller said in prepared comments to New York-based media outlets on
Monday and provided to The Detroit News.

"If we do it badly, Delphi may be broken up into small pieces, and America
will have lost some of its precious industrial treasures," Miller said.

"The impact of a collapse could potentially injure most of the world's
automakers, and perhaps fatally wound General Motors. I am absolutely
determined not to let that happen."

Miller said GM faces many of the same issues that drove Delphi into
bankruptcy, including high labor costs for union workers.

"Clearly, they are headed down the same Chapter 11 path as Delphi unless
there is dramatic change in their staggering legacy labor burden," he said.

GM's troubles could be amplified if it inherits massive benefit obligations
for former workers who were transferred to Delphi under the 1999 separation
agreement that created the supplier. The pact holds GM responsible for at
least a portion of the pension, post-retirement and life insurance benefits
owed to Delphi retirees, but there is some disagreement over the scope.

GM said it could be liable for as little as nothing or up to $11 billion.

The UAW has retained Cohen, Weiss and Simon LLP to represent it in Delphi's
bankruptcy proceedings.

On Monday, workers at Delphi plants were still trying to digest the news
that the nation's largest auto supplier was in bankruptcy.

"It's basically business as usual," said David Heizer, an hourly worker at a
Delphi plant in Kettering, Ohio. "The water cooler talk is quite different,
though. It ranges from nervousness to outright rage."

previous reports

 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> GM
fears up to $11 billion Delphi tab
<http://www.detnews.com/2005/autosinsider/0510/11/A01-343339.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> In
company towns, workers talk survival
<http://www.detnews.com/2005/autosinsider/0510/11/A01-343338.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi's troubles have deep roots
<http://www.detnews.com/2005/autosinsider/0510/11/A05-343260.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Staggering blow: Delphi's bankruptcy ominous sign for fading auto industry
<http://www.detnews.com/2005/autosinsider/0510/09/A01-341885.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> What
the move means for Michigan's economy
<http://www.detnews.com/2005/autosinsider/0510/09/A01-341886.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Plants, workers on the line
<http://www.detnews.com/2005/autosinsider/0510/09/01-341700.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> GM
depends on smooth reorganization
<http://www.detnews.com/2005/autosinsider/0510/09/A08-341827.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> UAW's
future: Givebacks or else
<http://www.detnews.com/2005/autosinsider/0510/09/A08-341864.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
History repeats itself for Miller
<http://www.detnews.com/2005/autosinsider/0510/09/01-341698.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi's shareholders likely to lose their investment
<http://www.detnews.com/2005/autosinsider/0510/09/A08-341828.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> Move
might unhinge suppliers
<http://www.detnews.com/2005/autosinsider/0510/09/A09-341819.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Shell-shocked workers fear for future
<http://www.detnews.com/2005/autosinsider/0510/09/A09-341888.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Retirees could be big losers if fed board takes over pensions
<http://www.detnews.com/2005/autosinsider/0510/09/A09-341814.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Timeline: Delphi's history
<http://www.detnews.com/2005/autosinsider/0510/09/A09-341807.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> GM
comments on Delphi filing
<http://www.detnews.com/2005/autosinsider/0510/09/01-341702.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> UAW
statement on Delphi filing
<http://www.detnews.com/2005/autosinsider/0510/09/01-341704.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Governor Granholm's statement on Delphi bankruptcy filing
<http://www.detnews.com/2005/autosinsider/0510/09/01-341832.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi improves severance pay for senior executives as restructuring looms
<http://www.detnews.com/2005/autosinsider/0510/08/1-341543.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi demands brutal cuts from 24,000 UAW workers.
<http://www.detnews.com/2005/autosinsider/0510/07/A01-340904.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> UAW
wants to hold off Delphi bankruptcy, union chief says
<http://www.detnews.com/2005/autosinsider/0510/07/0auto-341117.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Autoworkers' lives go from bad to worse
<http://www.detnews.com/2005/insiders/0510/07/A01-340908.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi down as bankruptcy deadline nears
<http://www.detnews.com/2005/autosinsider/0510/05/01-338732.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi fate will ripple in region
<http://www.detnews.com/2005/autosinsider/0510/02/A01-334621.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> Can
GM, the UAW and Delphi change enough to prosper?
<http://www.detnews.com/2005/insiders/0510/02/B01-333911.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> Feds
probe Delphi exec stock trades
<http://www.detnews.com/2005/autosinsider/0509/29/A01-331864.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi: GM, UAW deal soon -- or else
<http://www.detnews.com/2005/autosinsider/0509/29/A01-330541.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi shares fall as bankruptcy deadline nears
<http://www.detnews.com/2005/autosinsider/0509/26/01-328065.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Miller says Delphi can no longer afford jobs banks, some plants
<http://www.detnews.com/2005/autosinsider/0509/24/0auto-325754.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi shares rise after analyst suggests bankruptcy filing unlikely
<http://www.detnews.com/2005/autosinsider/0509/23/01-325546.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi addresses bankruptcy concerns
<http://www.detnews.com/2005/autosinsider/0509/13/01-313304.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi tells UAW to cut pay
<http://www.detnews.com/2005/autosinsider/0508/09/A01-274912.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi seeks aid from UAW, GM
<http://www.detnews.com/2005/autosinsider/0508/04/C01-269357.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi's credit lowered to junk status; shares fall
<http://www.detnews.com/2005/autosinsider/0508/07/autos-271113.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi's Mr. Fix-It embraces challenge
<http://www.detnews.com/2005/insiders/0507/31/C01-260442.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi, UAW, GM on track to reach deal
<http://www.detnews.com/2005/autosinsider/0507/12/D01-241308.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> Feds
expand Delphi probe
<http://www.detnews.com/2005/autosinsider/0506/30/A01-233009.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi will test Miller's abilities
<http://www.detnews.com/2005/autosinsider/0506/24/F01-226399.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi names Federal-Mogul's Miller chairman, CEO
<http://www.detnews.com/2005/autosinsider/0506/22/D01-224019.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi seeks lower labor costs
<http://www.detnews.com/2005/autosinsider/0506/21/C01-222516.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> UAW,
Delphi talk concessions
<http://www.detnews.com/2005/autosinsider/0506/21/C01-222516.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> Loan
eases Delphi cash crunch
<http://www.detnews.com/2005/autosinsider/0506/16/C01-217631.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Daniel Howes: As departures mount, Delphi awash in turmoil
<http://www.detnews.com/2005/insiders/0506/10/B01-211060.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi's treasurer resigns; financial restatement on track
<http://www.detnews.com/2005/autosinsider/0506/09/01-210488.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Moody's further lowers Delphi's credit rating
<http://www.detnews.com/2005/autosinsider/0505/19/01-187307.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi's filing with the SEC
<http://www.sec.gov/Archives/edgar/data/1072342/000095012405003329/000095012
4-05-003329-index.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi loses $409 million, abandons '05 outlook
<http://www.detnews.com/2005/autosinsider/0505/13/1auto-180968.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Daniel Howes: Auto suppliers face brutal shakeout, need for restructuring
<http://www.detnews.com/2005/insiders/0505/13/C01-180697.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> GM
gets subpoena for Delphi records
<http://www.detnews.com/2005/autosinsider/0504/14/B01-150160.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Southfield firm surrenders documents linked to Delphi
<http://www.detnews.com/2005/autosinsider/0504/08/C01-143978.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif> FBI
launches probe into Delphi books
<http://www.detnews.com/2005/autosinsider/0504/01/A03-136261.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi says internal investigation 'substantially completed'
<http://www.detnews.com/2005/autosinsider/0503/24/01-125381.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Battenberg denies he's being forced out over accounting scandal
<http://www.detnews.com/2005/autosinsider/0503/15/C01-117594.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Daniel Howes: Battenberg, Delphi now being tested by standard they set
<http://www.detnews.com/2005/insiders/0503/11/C01-114333.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi class-action lawsuits mount
<http://www.detnews.com/2005/autosinsider/0503/10/B01-113203.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi to cut retiree benefits
<http://www.detnews.com/2005/autosinsider/0503/08/A01-110715.htm>
 <http://www.detnews.com/pix/staticimages/general/arrow-red-small.gif>
Delphi exec leaves under cloud; stock plunges
<http://www.detnews.com/2005/autosinsider/0503/05/autos-108051.htm>

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