On 3/23/07, Leigh Meyers <[EMAIL PROTECTED]> wrote:

These guys think their 'risk-behavior scoring'  system is the bee's
knees even though the automated systems that use these scoring schemes
on millions of mortgage applications apparently rate people of color
in higher risk categories, according to the FInancial Times


Why is this surprising given that people of color are disproportionately
represented in the poorer sections of the population? Why should this
indicate any deficiency in the 'risk-scoring system' itself?
-raghu.

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