*       From: Michael Perelman

Charles, if you want to understand the banking system, I think you might
want to look
in another direction.  Thanks now make their money from activities that most
people
would not traditionally associate with banking.  Fees are now central.  Not
just your
for your overdrawn check, but from organizing takeovers and mergers and the
like.

Nomi Prins's book clearly shows how banks are losing ground to companies
like Goldman
Sachs.  The private equity groups that are taking over your Detroit
companies are
much more important than the banks, except for banks like Citicorp, which
are really
not banks anymore, but rather financial conglomerates.

So maybe we could drop Gesell and look more deeply into finance capital.


^^^^^^^^^
CB: What is at the next level of depth on finance capital ?

Does a private equity group make money by collecting interest ? Are
mortgages a big part of how banks ( or finance companies, whatever) make
their money ?

Does the finance sector dominate the economy today in a way that did not in
the past ?

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