Is there any possibility your wife could take a job somewhere with
insurance? Both times I've been self employed that's what we did. Full
family coverage for ~ $400/month with a very low deductible.
Some part time gigs even offer (more expensive) insurance. Still less
than self-employed rates.
On 08/17/2010 10:52 AM, keith smith wrote:
Hi,
I am self employed and have gone without health insurance for a while. I
have been very healthy, with the exception of bouts of high blood
pressure and high cholesterol. I was told both could be treated with
diet and exercise. Both in place.
Here is my dilemma. I am older so I am more high risk. The best
insurance I can find cost close to $500/month for my wife and I and it
has a $3000 deductible for each of us. Basically we will be paying
$6000/year for catastrophic insurance and will pay $3000 for each of us
until the insurance kicks in. If we just have some preventative care, we
could end up spending upwards of $8000 a year without accessing the
Insurance.
Any suggestions from others who are self employed?
Thanks!
------------------------
Keith Smith
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