This version is tuned for a Filipino audience, but is not original
though. Have already
read this and other variants in a Magazine few years ago.  And i might
add, it's one
of my repertoire of ready jokes/insights in doing "small talks" to other people.

regards,
Andre

On Apr 4, 2005 8:31 PM, Mhac Janapin <[EMAIL PROTECTED]> wrote:
> The Wit and Class of a Filipino
> 
> A Filipino walks into a bank in New York City and asks for the loan officer.
> 
> He tells the loan officer that he is going to the Philippines on business
> for two weeks and needs to borrow $5,000.
> 
>  The bank officer tells him that the bank will need some form of security
> for the loan, so the Filipino hands over the keys of a new Ferrari.
>  
> The car is parked on the street in front of the bank. The Filipino produces
> the title and everything checks out. The loan officer agrees to accept the
> car as collateral for the loan.
> 
> The bank's president and its officers all enjoy a good laugh at the Pinoy
> for using a $250,000 Ferrari as collateral against a $5,000 loan. An
> employee of the bank then drives the Ferrari into the bank's underground
> garage and parks it there. 
>  
>  Two weeks later, the Pinoy returns, repays the $5,000 and the interest,
> which comes to $15.41.
>  
>  The loan officer says, "Sir, we are very happy to have had your business,
> and this transaction has worked out very nicely, but we are a little
> puzzled. While you were away, we checked you out and found that you are a
> multimillionaire. What puzzles us is, why would you bother to borrow
> $5,000?" 
>  
>  The Pinoy replies: "Where else in New York City can I park my car for two
> weeks for only $15.41 and expect it to be there when I return?" 
>  
> --kaya ba nila un?!
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