On Wed, Dec 17, 2014 at 9:02 AM, Daniel Fussell <[email protected]> wrote:
>
> On 12/16/2014 02:11 PM, Gabriel Gunderson wrote:
> > There's this:
> >
> https://beehivestartups.com/blog/what-convertible-note-and-how-does-it-work/
> >
>
>
> So they want the gains of stock with the guarantees of a bond.  Sounds
> like a great business model for the capital provider, and a hamster
> wheel for the start-up.
>
>
Uh, no. The math doesn't work that way at all.  Don't get me wrong here,
I'm happy to be critical here as I usually am on investors being greedy or
whatnot, but they aren't taking much of any sanctions on their investment.
They are, simply speaking, taking a cut of the valuation proportional to
the investment weighed against that valuation.  This is both reasonable as
an investor and expected as a startup.  The only way you lose in this
situation as a startup is if you have a valuation at a low enough amount as
to give the folks holding the other end of the note more of the company
than you.  Note that you could also be giving up more of the company to the
other investors valuing you, so this is a situation you're already forced
to deal with.

-Tod Hansmann

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