So you say...

Yet it beat the Hell out of Communism.

Imagine that.


On Sep 9, 6:36 pm, Frank <[EMAIL PROTECTED]> wrote:
> The answer is capitalism doesn't work.
>
> On Sep 10, 10:08 am, Jim Willis <[EMAIL PROTECTED]>
> wrote:
>
>
>
> > Here’s all you need to know. This is an excrement sandwich and we’re
> > all going to have to take a bite. Some of us will be forced to go back
> > for seconds. Fannie Mae was foisted upon the American people in 1938
> > thanks to the socialist policies of the new deal, thanks Frankie D.
> > Freddie Mac is Fannie Mae’s evil twin. Not that Fannie is as pure as
> > the driven snow; quite the opposite.
> > Those of you suffering from ADD or ADHT might want to double up on
> > your Ritalin and take notes.
> > Fannie and Freddie are the largest secondary mortgage buyers in the
> > country. They are responsible for 50% of all outstanding mortgages
> > nation wide. Here’s how it works. Let’s say you go to your local bank
> > for a loan. Most small banks cannot set on your paper for thirty
> > years. They don’t have that much liquidity, think cash. So, they
> > bundle your loan with several others and sell them to hedge fund
> > managers, larger banks or investment houses. Now, these larger
> > institutions are buying a lot of bundled loans from all over the
> > country. Here’s where Freddie and Fannie come in. They will buy these
> > super bundles of mortgages and, “in a bullish housing market” slices
> > and dices these bundles and sprinkles them throughout the investment
> > community thereby adding liquidity to he mortgage market, think cash.
> > What happened? Democrats have been fighting any reform at Freddie or
> > Fannie. Both quasi private/public companies are overseen by a house
> > committee. Yet, in 2004 President Bush’s SEC, “securities and exchange
> > commission” swarmed both companies with federal regulators and found
> > they were inflating assets to reach bonus targets for their
> > executives. Not surprisingly both companies were infested with Clinton
> > cronies cooking the books and setting up enormous golden parachutes
> > for themselves.
> > Knowing they were to big to fail and having the backing of the federal
> > government, “our money” Freddie and Fannie stopped slicing and dicing
> > mortgages for sale as and investment mainly because investors knew a
> > great deal of that paper was worthless. Still, both companies hyped
> > their assets and kept buying. After all, we, as in we the people
> > guaranteed they could not fail.
> > As the bottom fell out of the housing bubble Freddie and Fannie saw
> > their assets plummet. Yet, you have to understand how this incestuous
> > relationship works. Most of the money Freddie and Fannie accrued to
> > buy these bundled mortgages they borrowed from banks at short term
> > rates. Now those notes are due and these companies haven’t the
> > liquidity, “think cash” to pay the piper. And, a great deal of that
> > paper they are setting on is worthless.
> > So, here we are. If Fannie and Freddie can’t meet their debt we’ll
> > wake up one Monday morning and see two or three hundred banks fail. It
> > will only get worse. The FDIC, “Federal Deposit Insurance Company” is
> > insolvent, “think broke”. Then it’s 1929 all over again, yet worse. We
> > are no longer an agricultural people for the most part. We have
> > urbanized and become technologically dependent.
> > What we can do. We don’t have a lot of good choices; between the two
> > giants they hold 6 TRILLION dollars in mortgage paper. Our current
> > national budget is 3.1 trillion dollars, that’s perspective. Yes, they
> > are too big to fail but we can make damn sure this doesn’t happen
> > again. John Mcpalin has said he would privatize Freddie Mac and Fannie
> > Mae by slicing them up into a lot of smaller companies and let them
> > compete with each other without government assurances. As you might
> > guess, the investment giants aren’t happy with this. Again, if you’re
> > an investment firm, holding risky paper, you can always dump it on
> > Fannie or Freddie. That’s why the investment community is the second
> > highest contributor to Obama behind the trial lawyers. Obama has
> > received contributions from; Goldman Sachs $653, 030, JPMorgan Chase &
> > Co $414,760, Citigroup Inc $408,299, UBS AG $389,294, Lehman Brothers
> > $361,482 and Morgan Stanley $307,221.
> > And yes, he has accepted donations from Freddie and Fannie.
> > The answer to this dilemma is as clear as Oprah’s bias against
> > conservative women. Anything government touches it destroys. And,
> > America has had enough. I don’t know what it’s going to take but I do
> > read my e-mails and people are mad as hell. Maybe this is the tipping
> > point but just in case I’m buying a new pitchfork and cleaning my
> > musket.
> > Conservative Springfield 09SEP08- Hide quoted text -
>
> - Show quoted text -
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