the dems blocked every attempt to reform.  they were protecting their
money source.

On Sep 26, 10:04 pm, SgtUSMC <[EMAIL PROTECTED]> wrote:
> You've probably forgotten that we had a Republican congress and a
> Republican president in 2005. How the hell did McCain think this would
> get by them? Or did he claim to support it knowing the Republicans
> would never pass it?
>
> On Sep 26, 7:15 pm, mark <[EMAIL PROTECTED]> wrote:
>
> > With the financial sector in turmoil today, the media and the
> > politicians have started throwing around blame with the same
> > recklessness as lenders threw around credit to create the problem.
> > Politically, the pertinent question is this: Which candidate foresaw
> > the credit crisis and tried to do something about it?  As it turns
> > out, John McCain did — and partnered with three other Senate
> > Republicans to reform the government’s involvement in lending three
> > years ago, after an attempt by the Bush administration died in
> > Congress two years earlier.  McCain spoke forcefully on May 25, 2006,
> > on behalf of the Federal Housing Enterprise Regulatory Reform Act of
> > 2005 (via Beltway Snark):
>
> >     Mr. President, this week Fannie Mae’s regulator reported that the
> > company’s quarterly reports of profit growth over the past few years
> > were “illusions deliberately and systematically created” by the
> > company’s senior management, which resulted in a $10.6 billion
> > accounting scandal.
>
> >     The Office of Federal Housing Enterprise Oversight’s report goes
> > on to say that Fannie Mae employees deliberately and intentionally
> > manipulated financial reports to hit earnings targets in order to
> > trigger bonuses for senior executives. In the case of Franklin Raines,
> > Fannie Mae’s former chief executive officer, OFHEO’s report shows that
> > over half of Mr. Raines’ compensation for the 6 years through 2003 was
> > directly tied to meeting earnings targets. The report of financial
> > misconduct at Fannie Mae echoes the deeply troubling $5 billion profit
> > restatement at Freddie Mac.
>
> >     The OFHEO report also states that Fannie Mae used its political
> > power to lobby Congress in an effort to interfere with the regulator’s
> > examination of the company’s accounting problems. This report comes
> > some weeks after Freddie Mac paid a record $3.8 million fine in a
> > settlement with the Federal Election Commission and restated lobbying
> > disclosure reports from 2004 to 2005. These are entities that have
> > demonstrated over and over again that they are deeply in need of
> > reform.
>
> >     For years I have been concerned about the regulatory structure
> > that governs Fannie Mae and Freddie Mac–known as Government-sponsored
> > entities or GSEs–and the sheer magnitude of these companies and the
> > role they play in the housing market. OFHEO’s report this week does
> > nothing to ease these concerns. In fact, the report does quite the
> > contrary. OFHEO’s report solidifies my view that the GSEs need to be
> > reformed without delay.
>
> >     I join as a cosponsor of the Federal Housing Enterprise Regulatory
> > Reform Act of 2005, S. 190, to underscore my support for quick passage
> > of GSE regulatory reform legislation. If Congress does not act,
> > American taxpayers will continue to be exposed to the enormous risk
> > that Fannie Mae and Freddie Mac pose to the housing market, the
> > overall financial system, and the economy as a whole.
>
> >     I urge my colleagues to support swift action on this GSE reform
> > legislation.
>
> > In this speech, McCain managed to predict the entire collapse that has
> > forced the government to eat Fannie Mae and Freddie Mac, along with
> > Bear Stearns and AIG.  He hammers the falsification of financial
> > records to benefit executives, including Franklin Raines and Jim
> > Johnson, both of whom have worked as advisers to Barack Obama this
> > year.  McCain also noted the power of their lobbying efforts to
> > forestall oversight over their business practices.  He finishes with
> > the warning that proved all too prescient over the past few days and
> > weeks.
>
> > It never made it out of committee.  Chris Dodd, then the ranking
> > member of the Banking Committee and now its chair, was in the middle
> > of receiving preferential loan treatment from Countrywide Mortgage,
> > one of the companies gaming the system in the credit crisis.
> > Meanwhile, Barack Obama took hundreds of thousands of dollars from the
> > lobbyists McCain mentions in this speech, making him the #2 recipient
> > of Fannie/Freddie money:
>
> >http://hotair.com/archives/2008/09/17/mccains-attempt-to-fix-fannie-m...
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