d.b.

Agreed. The plan in it's current form sucks and should not be passed.

On Sep 30, 4:04 am, "d.b.baker" <[EMAIL PROTECTED]> wrote:
> [Q] - 165 economists sent the following letter to Congress on Wed Sept
> 24 2008 regarding the Treasury plan as outlined on that date. It does
> not reflect all signatories' views on subesquent plans or
> modifications of the bill:
>
> To the Speaker of the House of Representatives and the President pro
> tempore of the Senate:
>
> As economists, we want to express to Congress our great concern for
> the plan proposed by Treasury Secretary Paulson to deal with the
> financial crisis. We are well aware of the difficulty of the current
> financial situation and we agree with the need for bold action to
> ensure that the financial system continues to function. We see three
> fatal pitfalls in the currently proposed plan:
>
> 1) Its fairness. The plan is a subsidy to investors at taxpayers’
> expense. Investors who took risks to earn profits must also bear the
> losses. Not every business failure carries systemic risk. The
> government can ensure a well-functioning financial industry, able to
> make new loans to creditworthy borrowers, without bailing out
> particular investors and institutions whose choices proved unwise.
>
> 2) Its ambiguity. Neither the mission of the new agency nor its
> oversight are clear. If taxpayers are to buy illiquid and opaque
> assets from troubled sellers, the terms, occasions, and methods of
> such purchases must be crystal clear ahead of time and carefully
> monitored afterwards.
>
> 3) Its long-term effects. If the plan is enacted, its effects will be
> with us for a generation. For all their recent troubles, America's
> dynamic and innovative private capital markets have brought the nation
> unparalleled prosperity. Fundamentally weakening those markets in
> order to calm short-run disruptions is desperately short-sighted.
>
> For these reasons we ask Congress not to rush, to hold appropriate
> hearings, and to carefully consider the right course of action, and to
> wisely determine the future of the financial industry and the U.S.
> economy for years to come. 
> -http://faculty.chicagogsb.edu/john.cochrane/research/Papers/mortgage_...
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