[Q] - On Friday, with its stock plunging 27 percent, Wachovia
experienced a “silent run” on deposits, but the bigger worry for
regulators was that other banks wouldn't provide the Charlotte bank
with necessary short-term funding when it opened for business Monday,
sources familiar with the situation told the Observer...

“When Wachovia opened Monday it would not have had a source of
liquidity,” a source familiar with the situation said. “It really
could not have opened under those circumstances. That's why (the FDIC)
put together the assistance package.” -
http://www.charlotteobserver.com/business/story/226799.html

Bank 'holiday":

[Q] - Wachovia Bank has limited the access of nearly 1,000 colleges to
$9.3 billion the bank has held for them in a short-term investment
fund, raising worries on some campuses about meeting payrolls and
other obligations...

On Monday, Wachovia announced that it would resign its role as trustee
of the fund, and would limit access to the fund to 10 percent of each
college’s account value. -
http://www.nytimes.com/2008/10/02/education/02college.html?_r=3&ref=us&oref=slogin&oref=slogin&oref=slogin




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