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On Oct 7, 5:47 am, "\"Lone Wolf\"" <[EMAIL PROTECTED]> wrote:
> RBS, British Banks in Discussions on $79 billon Funding Plan
> (Update1)
> By Ben Livesey and Poppy Trowbridge
>
> Oct. 7 (Bloomberg) -- The U.K. government may invest at least 45
> billion pounds ($79 billion) in three of the country's biggest banks,
> including Royal Bank of Scotland Group Plc, to bolster capital
> depleted by mortgage-related losses, three people with knowledge of
> the situation said.
>
> Chancellor of the Exchequer Alistair Darling and Bank of England
> Governor Mervyn King met late yesterday with RBS Chief Executive
> Officer Fred Goodwin and his counterparts at Barclays Plc and Lloyds
> TSB Group Plc to discuss the possible investment, said the people, who
> declined to be identified because the meeting was confidential.
>
> RBS fell as much as 39 percent after Standard & Poor's cut the
> Edinburgh-based bank's credit rating for the first time in almost a
> decade, citing its deteriorating financial condition. The government
> has already bailed out Bradford & Bingley Plc and brokered the
> takeover of HBOS Plc in the past month on concern about the banks'
> ability to fund themselves. Darling said yesterday he will do
> ``whatever it takes'' to keep the financial system stable as capital
> markets remain frozen.
>
> ``The equity markets are saying RBS has the biggest problem but
> something needs to be done across the board,'' said Simon Maughan, a
> London-based analyst at MF Global Securities. ``Bond investor
> confidence in the banks is completely shot.''
>
> Debt Repayments
>
> RBS, Barclays, Lloyds TSB and the U.K.'s three other biggest banks
> need to repay as much as 54 billion pounds of debt by the end of March
> 2009, just as borrowing costs reach record highs.
>
> The total, which includes bonds, convertible bonds and commercial
> paper, is triple the debt repaid in the same period a year earlier.
> RBS, the owner of NatWest, has about 11.5 billion pounds of
> obligations coming due in the next six months, while Barclays has 15.9
> billion pounds maturing, according to data compiled by Bloomberg.
>
> ``We have categorically not requested capital from the government,''
> Barclays spokesman Alistair Smith said. RBS said in a statement today
> it ``did not make a request to government for capital.''
>
> Edinburgh-based RBS traded down 23 percent at 114.2 pence at 12:55
> p.m. in London trading, its lowest value in 13 years. HBOS, the
> country's largest mortgage lender, declined 14 percent and Lloyds TSB
> dropped 7 percent. Barclays fell 1.6 percent.
>
> RBS Comments
>
> ``We have our feet on the ground,'' Barclays CEO John Varley said in a
> speech at a Merrill Lynch & Co. conference in London today. ``We
> understand very clearly that the environment is difficult, and that
> it's quite likely to get more difficult as economies in the world
> decelerate.''
>
> ``The outlook for 2009 is challenging,'' said Fred Goodwin at the same
> conference. ``We are delivering against our plans and targets.''
> Goodwin made no reference to the bank's share price.
>
> An official in Prime Minister Gordon Brown's office had no immediate
> comment. Last night, his official spokesman Michael Ellam echoed
> Darling in saying the government would not be giving details of what
> it is considering.
>
> Asked if he could confirm that Darling had met Lloyds TSB CEO Eric
> Daniels, Fred Goodwin and John Varley last night, a Treasury spokesman
> said he could not.
>
> ``It would be irresponsible to speculate on the specifics of future
> responses,'' Darling told Parliament last night. ``Providing a running
> commentary could add to uncertainty. All practical options must remain
> open to us.''
>
> Lloyds spokesman Mark Lidiard reiterated today that the bank will
> ``look at opportunities'' to raise capital and it continues to target
> a capital ratio of 6 percent to 7 percent. He declined to comment on a
> report by the British Broadcasting Corp. that the bank also took part
> in the government talks.
>
> To contact the reporter on this story: Ben Livesey in London
> [EMAIL PROTECTED]
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