Senator Obama,

In your campaign you have stated your proposed tax increases on
families making 250k or more (165k for individuals) would not impact
98% of small businesses.  I have tried but am unable to understand
your logic.

First let me define a small business, according to the SBA and
Congress.  Depending on their industry, small businesses are limited
by either income or their number of employees; the highest income
limit is $7 million, and the highest employee limit is 1000.  Clearly
a small business is not limited to a two-person “mom and pop”
operation.

Now let’s go over some of the business entities used by small
businesses.  There are sole proprietorships, general partnerships,
limited partnerships, limited liability companies, and s-corps.  While
their structures differ, they all share one thing in common: they are
treated as pass-through entities, for tax purposes.  This allows small
business owners to avoid double-taxation, in which their business’s
income would be taxed at the corporate rate, and then the owner’s
income from the business would be individually taxed.  This [pass-
through] means that regardless of the salary the business owners pay
themselves (which according to the IRS must be “reasonable”), they are
taxed individually on the overall earnings of the business, in
proportion to their ownership.  Any income earned from the business is
filed on their personal tax statements.  This prevents someone from
setting up a shell company for the purpose of avoiding tax
liabilities; e.g. business earns 500k, owner pays himself $1200
salary, and the business retains the earnings so the owner is not
liable.

Finally, I will address the 98% that would supposedly not be
affected.  The following numbers are from the most recent 2002 SBA
research study*; keep in mind current numbers are most likely higher.

2,108,427 - number of small businesses making 500k or more annually
35% - the percentage of small businesses that comprise the 500k number
above
101,729,850 - the number of jobs the above 35% provide this nation
91% - the percentage of small business jobs the above number
represents
80% - the percentage of total jobs created by small businesses
This means at least 35% of small businesses would be negatively
impacted by higher tax rates, which in turn could affect somewhere
around 70% of all jobs in the US. Given this analysis, how can you
publicly state that 98% of small business owners, and further- their
employees and the economy, would not be affected by your tax
policies?

*Source: U.S. Small Business Administration, Office of Advocacy, based
on data provided by the U.S. Census Bureau.

(The nonpartisan Tax Foundation estimates Obama’s tax proposals would
affect 50% of small businesses.)

October 24th, 2008  |  by Chris Santiago  |  published in Economy,
Featured

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