The following reserve requirement ratios are prescribed for all banks.
The numbers come from § 204.9 (e) of

<< http://www.fdic.gov/regulations/laws/rules/7500-500.html#7500204.2
>>, a federal law.

See: http://www.howto-ville.com/Money%20Section/moneysupply.html

§ 204.9 Reserve requirement ratios (in text form)

The following reserve requirement ratios are prescribed for all
depository institutions, banking Edge and agreement corporations, and
United States branches and agencies of foreign banks:

For a net "Transaction Amount" (TA), the "Reserve Requirement" (RR) is
in accordance with the following text.

For a TA of $0 to $9.3 million, the RR is 0% of TA
For a TA of $9.3 to $43.9 million, the RR is 3% of TA
For a TA over $43.9 million, the RR is $1,038,000 + 10% of amount over
$43.9 million

It is interesting to note that there is no mention of "capital/asset
ratio". Which, I am told by a knowledgeable authority, is what
banker's pay attention to.

That is probably because the "capital/asset ratio" is a rule of an
international banker's group -- not a law of this country.

This seems to raise the question, "Who is running our banking system"?

What do you think?

martycarbone at yahoo dot com ( correct the address)
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