But we are against those entrusted with this program when they
practice deception regarding its fiscal shortcomings, when they charge
that any criticism of the program means that we want to end payments
to those who depend on them for livelihood. They have called it
insurance to us in a hundred million pieces of literature. But then
they appeared before the Supreme Court and they testified that it was
a welfare program. They only use the term "insurance" to sell it to
the people. And they said Social Security dues are a tax for the
general use of the government, and the government has used that tax.
There is no fund, because Robert Byers, the actuarial head, appeared
before a congressional committee and admitted that Social Security as
of this moment is $298 billion in the hole. But he said there should
be no cause for worry because as long as they have the power to tax,
they could always take away from the people whatever they needed to
bail them out of trouble! And they are doing just that.

A young man, 21 years of age, working at an average salary...his
Social Security contribution would, in the open market, buy him an
insurance policy that would guarantee $220 a month at age 65. The
government promises $127. He could live it up until he is 31 and then
take out a policy that would pay more than Social Security.

http://www.reaganlibrary.com/reagan/speeches/speech.asp?spid=1
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