Bruce -- I asked three questions in my response to your first  email.
Unless you answer those questions, I must conclude that you are not
serious about communicating and I will herewith terminate our
discussion.

Marty

On Mar 27, 1:56 pm, bruce majors <[email protected]> wrote:
> you know you need to read some public choice theory so you will understand
> the institutional incentives of government bureaucracies
>
> you do know that most congresscritter are millionaires and many make money
> serving on corporate boards and engaging in business and real estate deals
> where they use government and regulation to create opportunities for
> themselves
>
> On Fri, Mar 27, 2009 at 4:44 PM, martycarbone <[email protected]>wrote:
>
>
>
> > On Mar 25, 11:19 pm, bruce majors <[email protected]> wrote: but
> > the people on the congressional committee's caused the crisis so they
> > could expand their power why would they want a solution
>
> > My response follows:
>
> > Bruce --- Do you really believe that every single member of those
> > committees caused the crisis on purpose? Don't you think that we might
> > be able to find a few true patriots on those committees who might help
> > us -- by giving us good advice about what can be done to solve our
> > current problems.
>
> > What is the purpose of your response to my email.
>
> > Are you saying I should give up on my plans to go to Washington?
>
> > If you do not like my plan -- please either tell me why -- or submit a
> > plan of your own, in the hopes that someone in this group will be
> > willing to help you.
>
> > Marty Carbone <<[email protected]>>
>
> > > On Thu, Mar 26, 2009 at 2:07 AM, martycarbone <[email protected]
> > >wrote:
>
> > > > List buddies,
>
> > > > I have been working hard on figuring out the current Money and Banking
> > > > crisis and have come up with some plans that my wife and I plan to
> > > > take to Washington, D.C. in May. We plan to present the plans to each
> > > > member of both Congressional Banking Committees
>
> > > > One of the plans involves plain old common people starting State-
> > > > Chartered, Narrow Banks under existing laws and regulations. No new
> > > > laws are needed to put this plan into existence.
>
> > > > I envision the first group of banks being given charters to open banks
> > > > that would be chartered solely to give 4% mortgages on single-family,
> > > > owner-occupied homes.
>
> > > > Because of the enormous leverage involved in bank lending -- the
> > > > profits that such loans would generate are enormous. I figure
> > > > something like 35% on the invested capital is likely. This is based on
> > > > the fact that all banks can lend 10 times the amount of its invested
> > > > capital and the operating of such a narrow bank will have minimum
> > > > expense.
>
> > > > I anticipate and recommend that the charter would limit the actual
> > > > cash returns to the bank stockholders to 6% -- with the other 29%
> > > > being used for the common good -- primarily to go into a fund that
> > > > would go toward nationwide Healthcare and Social Security Insurance.
>
> > > > It occurs to me that someone on this list might like to open the first
> > > > bank of this type.
>
> > > > You can see a rough draft of this plan at
> > > >http://www.alphabeticalist.com/Money%20Section/howtosolve.html
> > > > I am working on the plan  -- so the website version is not the final
> > > > version.
>
> > > > The first page of the website has a link to another "Silver Bullet
> > > > Plan" and gives my general ideas on the subject of Money and Banking.
> > > > You will find links to all sorts of solid information on the subject.
> > > > <<http://www.alphabeticalist.com>>
>
> > > > My background is at
> > > > <<http://www.alphabeticalist.com/backgroundMRC.html>>
>
> > > > This is a pro-bono project for me. I have no financial interest or
> > > > profit motive in any of this.
>
> > > > I would appreciate comments, suggestions and advice from list members.
>
> > > > Do any of you know your way around Washington?
>
> > > > Regards,
>
> > > > Marty Carbone / [email protected] / 760-603-1910
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