*Financial Fiasco: How America's Infatuation with Home Ownership and Easy
Money Created the Economic Crisis*
(Cato Institute, 2009)

*BOOK FORUM
Tuesday, September 1, 2009
12:00 PM (Luncheon to Follow)*

Featuring *Johan Norberg*, Senior Fellow, Cato Institute; with comments by
Dr. *Anthony Sanders*, Distinguished Professor of Real Estate Finance,
George Mason University; and *Dawn Kopecki*, Reporter, Bloomberg News.

The Cato Institute
1000 Massachusetts Avenue, NW
Washington, DC 20001

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How was it possible that in a world where thousands of people regulated
financial markets the whole system crashed down? And should we now give more
power to central banks, government agencies, politicians, and regulators?
Isn't that what brought us here in the first place? *Financial Fiasco* digs
deep into the foundation of the economic meltdown, revealing how it was the
product of conscious actions by decisionmakers in companies, government
agencies, and political institutions, and by consumers. *Financial
Fiasco*tells the compelling story of how rate-cutting by the Federal
Reserve
inflated the real estate market and fueled increased risk-taking in the
financial markets; how new government policies to promote home ownership
blasted air into the credit bubble; how new financial instruments,
credit-rating requirements, and accounting rules intended to prevent
cheating backfired; and much more. *Financial Fiasco* guides readers through
a world of irresponsible behavior, warns that many of the "solutions" being
implemented are repeating the mistakes that caused the crisis, and offers
guidance on how to move forward.

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