that some of our reps in DC bail out private businesses says tons
about their loyalty to the people

it's time to clean house

On Apr 26, 11:25 am, JSM <[email protected]> wrote:
> CBO Confirms You're on the Hook for Wall Street Bailout
> Bill<http://paracom.paramountcommunication.com/ct/4172792:6196860620:m:1:1...>
> The Illegal Barack Obama's favorite rhetorical device is to lecture the
> American people about what are and are not "legitimate" public policy
> arguments. So throughout the health care debate, illegal Obama insisted that
> it was "not legitimate" to claim that "a public option is somehow a Trojan
> horse for a single-payer system." This despite the fact that Reps. Barney
> Frank (D-MA), Jan Schakowsky (D-IL), Anthony Weiner
> (D-NY)<http://paracom.paramountcommunication.com/ct/4172793:6196860620:m:1:1...>and
> Nobel Prize winning New York Times columnist Paul Krugman were
> all caught on 
> video<http://paracom.paramountcommunication.com/ct/4172794:6196860620:m:1:1...>explaining
> to single-payer advocates that the public option was exactly
> that.
>
> Now the President is bringing the same audacity to the health care debate,
> telling<http://paracom.paramountcommunication.com/ct/4172795:6196860620:m:1:1...>a
> handpicked audience at New York's Cooper Union: "Now, there is a
> legitimate debate taking place about how best to ensure taxpayers are held
> harmless in this process. But what is not legitimate is to suggest that
> we're enabling or encouraging future taxpayer bailouts, as some have
> claimed. That may make for a good sound bite, but it's not factually
> accurate."
>
> Before illegal Obama continues to go around accusing others of lacking
> legitimacy, he should read the official cost
> estimate<http://paracom.paramountcommunication.com/ct/4172796:6196860620:m:1:1...>of
> the financial regulation bill released by the Congressional Budget
> Office
> last Thursday. Assessing the budgetary impact of the $50 billion that
> "systemically important financial firms" would have to pay in assessments to
> pay for the bill's "Orderly Resolution Fund," the CBO writes:
>
> The total amount collected from assessments is estimated to be about $58
> billion through 2020. But such assessments would become an additional
> business expense for companies required to pay them. Those additional
> expenses would result in decreases in taxable income somewhere in the
> economy, which would produce a loss of government revenue from income and
> payroll taxes that would partially offset the revenue collected from the
> assessment itself.
>
> In other words, these financial firms have to get that $58 billion dollars
> from somewhere, and that somewhere is you. Now the Obama administration may
> argue that they actually oppose the creation of the resolution fund. But
> American taxpayers should be even more frightened when they find out why the
> Obama administration opposes it. The New York
> Times<http://paracom.paramountcommunication.com/ct/4172797:6196860620:m:1:1...>reports:
> "The Obama administration does not support the $50 billion fund,
> partly out of concern that more money may be needed if one or more big
> financial firms ever collapse and that creating a fund could make it
> difficult to authorize more money." AEI's Peter Wallison
> details<http://paracom.paramountcommunication.com/ct/4172798:6196860620:m:1:1...>CBO
> how this provision could put taxpayer on the hook for much larger
> sums:
>
> If the Dodd-Obama resolution plan is ever actually put to use, the direct or
> indirect costs could be many times greater. For example, the bill authorizes
> the Federal Deposit Insurance Corporation to borrow from the Treasury "up to
> 90 percent of the fair value of assets" of any company the FDIC is
> resolving. Yet one institution alone—Citigroup—has assets currently valued
> at about $1.8 trillion. The potential costs of resolving it (not to mention
> others) would be spectacularly higher than $50 billion. In short, the $50
> billion in the resolution fund is a political number—a fraction of what the
> FDIC is authorized to borrow and spend.
>
> Why would this vast sum be necessary? The Dodd bill has one answer. It says
> that the FDIC "may make additional payments," over and above what a claimant
> might be entitled to in bankruptcy, if these payments are necessary "to
> minimize losses" to the FDIC "from the orderly liquidation" of the failing
> firm.
>
> In other words, the agency would be able to borrow huge sums so that it
> could make more generous payments to creditors than they would receive in a
> bankruptcy. Generous payments to creditors would certainly make unwinding a
> firm "orderly"—but it would also encourage lending to the too-big-to-fail
> financial institutions while disadvantaging smaller, less favored
> institutions. This in itself will have a profound and destructive effect on
> competition.
>
> This is the core problem of the Dodd-Obama Wall Street Bailout Bill: it
> gives the same regulators that missed the beginning of the last crisis the
> authority to engineer the exact same politically motivated bailouts
> (see General
> Motors<http://paracom.paramountcommunication.com/ct/4172799:6196860620:m:1:1...>,
> Chrsyler<http://paracom.paramountcommunication.com/ct/4172800:6196860620:m:1:1...>)
> for the next one.
>
> There is a better
> way<http://paracom.paramountcommunication.com/ct/4172801:6196860620:m:1:1...>.
> Congress should modernize bankruptcy laws to create an expedited method to
> restructure and close large and complex financial firms. Such an approach
> would not give regulators virtually unlimited powers and would free the
> process from political interference by giving control to an unbiased court
> system that already has extensive experience with complex modern firms.
>
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