if we want better health
insurance for all, why are we making it illegal?
---
each person should be responsible for their own health care

On Mar 20, 9:31 am, Bruce Majors <[email protected]> wrote:
> http://www.lp.org/news/press-releases/if-we-want-better-health-insura...
>
> Press Release
>
> For Immediate Release
> Monday, March 12, 2012
>
> If We Want Better Health Insurance For All, Why Are We Making It Illegal?
>
> LP Chair: If We Want Better Health Insurance For All, Why Are We Making It
> Illegal?
> WASHINGTON --  Libertarian National Committee Chair, Mark Hinkle, released
> the following statement today:
> “While President Obama and the Republicans in Congress spend time debating
> whether religious groups must provide their employees free contraceptives,
> a far more fundamental issue is being ignored: if we want better health
> insurance for all, why are we making it illegal?
> “ObamaCare, known in Massachusetts as RomneyCare, effectively outlaws true
> health insurance. Insurance, if you think about it, should exist to protect
> you against catastrophic expenditures. For example, car insurance doesn’t
> cover the cost of gas and oil, as it would be outrageously expensive due to
> the incentive for increased driving. Similarly, health insurance should not
> cover ordinary and predictable costs, yet remains outrageously expensive
> because it does.
> “Then why do consumers continue to buy overpriced insurance that covers
> predictable costs? Government. First, the senseless connection of health
> insurance to employment is the result of a system that taxes cash wages but
> not health benefits, punishing employees who would rather have higher cash
> wages while making their own personal choice of health coverage.  Second,
> special interests in every state have lobbied legislators to mandate
> coverage for their particular product or service. Finally, regulation not
> only drives up the cost of healthcare, but also restricts entry into the
> field, leading to even higher prices.
> “The result is this: if you want inexpensive health insurance, but don’t
> want coverage for alcoholism, weight loss programs and baldness treatments,
> and would prefer a deductible based on your personal finances: TOUGH. Even
> if you’re not stuck with your employer’s choices, the type of individually
> tailored coverage you want is illegal.
> “Instead of ObamaRomneyCare, we need to decriminalize good health
> insurance. Eliminate the coverage mandates, the laws against purchasing
> health insurance across state lines, and the unfavorable tax treatment of
> personal insurance policies. Remove the regulations that block entry of new
> insurers, including charitable organizations which could provide
> catastrophic protection for the poor and the club-based insurance policies
> that were once popular before the insurance industry and American Medical
> Association both pushed to make them illegal.
> “As for contraception? Women shouldn’t need a permission slip from their
> doctor to have safe sex. Removing the prescription requirement would
> massively reduce the cost of contraceptives, making it far more affordable.
> In turn, this would ease the burden on groups such as Planned Parenthood
> that have long provided free contraceptives to those in need.”
>
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