----- Forwarded Message ----
From: "[EMAIL PROTECTED]" <[EMAIL PROTECTED]>
To: [EMAIL PROTECTED]; [EMAIL PROTECTED]; [EMAIL PROTECTED]; [EMAIL PROTECTED];
[EMAIL PROTECTED]; [EMAIL PROTECTED]; [EMAIL PROTECTED]
Sent: Tuesday, September 18, 2007 12:56:22 AM
Subject: Italian Loan
This is a good one,
An Italian walked into
a bank in New York
City and asked for the loan officer. He told the
loan officer that he was going to
Italy on business for two weeks and
needed to borrow $5,000 and that he was not a depositor of the bank.
The
bank officer told him that the bank would need some form of security for
the loan, so the Italian handed over the keys to a new Ferrari. The
car was parked on the street in front of the bank. The Italian
produced the title and everything checked out. The loan officer
agreed to hold the car as collateral for the loan and apologized for having to
charge 12% interest.
Later, the bank's
president and its officers all enjoyed a good laugh at the Italian for using a
$250,000 Ferrari as collateral for a $5,000 loan. An employee of the
bank then drove the Ferrari into the bank's underground garage and parked
it.
Two
weeks later, the Italian returned, repaid the $5,000 and the interest of
$23.07. The loan officer said, "Sir, we are very happy to have had
your business, and this transaction has worked out very nicely, but we are a
little puzzled. While you were away, we checked you out and
found that you are a
multimillionaire. What puzzles us is, why would you bother to
borrow $5,000?" The Italian replied: "Where else in
New York City can I park
my car for two weeks for only $23.07 and expect it to be there when I
return?"
Bada
Bing!
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