NJ IS outrageously high.


--- Derek Kalweit <[EMAIL PROTECTED]> wrote:

> > Well, I have to get my own auto insurance now
> since I'm getting
> > divorced.  Together, I think my wife and I paid
> just over a $1000.  My
> > agent tells me that alone, I'd have to pay $865. 
> I've got a 2003 Saab
> > 9-3 SE 2.0 Turbo 4-door.  To me, that $$ sounds
> high.  I currently use
> > Erie Insurance.
> >
> > Just wondered if anyone had insurance tips out
> there for me?  Both the
> > "my company rocks" and "don't use this company"
> kinds of comments are
> > encouraged!
> 
> Do you have accidents or violations against you?
> That does seem high,
> but I'm not sure how PA insurance prices compare to
> NY. I read a while
> ago that NJ is outrageously high for some reason...
> 
> Anyways, I used Allstate primarily. My parents were
> on it, and when I
> went on my own, my agent gave me their 'loyalty'
> sort of discount,
> going on my own. Allstate TERMINATED my insurance in
> 2004, I believe
> it was, supposedly due to 2 claims-- one was a wind
> shield
> replacement(full glass coverage; a rock hit my
> windshield), and a $800
> claim for a hit and run. A total of about $1300 in 2
> claims over 2
> years when I was paying at least $600/6months.
> 
> I switched to Geico and saved some money. It was a
> pain in the ass,
> however. They had me go to some dinky garage to get
> a photo inspection
> and the whole time, the b!tch doing it complained
> how she hated to do
> it, and they had all this liability when doing it,
> etc., and then
> Geico sent me a letter and said it wasn't done right
> and I had to
> re-do it... This was over a year after I
> switched(happened when
> getting a new used car), and I contacted my Allstate
> agent and asked
> him if Allstate would cover me since it had been a
> while. He said he
> could, he ran numbers, and it actually came in about
> $20 cheaper then
> the Geico price I was paying, and I actually had
> better coverage.
> 
> I've been with Allstate since, and I'm happy-- with
> my agent, at
> least. I know a lot of people that swear by State
> Farm as well...
> 
> 
> -- 
> Derek
> 
> 
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