On Thursday, November 19, 2015 at 7:00:05 AM UTC-5, Cai Gengyang wrote: > From YCombinator's new RFS, This is the problem I want to solve as it is a > severe problem I face myself and something I need. I want to write this app > in Python as I heard that Python is a great language that many programmers > use ... How / where do I start ? The problem is detailed below : > > FINANCIAL SERVICES > > Saving money is hard and Americans are particularly bad at it. Because the > personal savings rate has largely been falling since the early 80s, we don't > have sufficient cushions to face economic shocks, weather unexpected > unemployment, or even enjoy our retirements. > Its simply too hard to find good ways to save or to invest. Savings accounts > only pay a fraction of what's needed to keep up with inflation. Picking > individual stocks and bonds exposes investors to huge volatility and does > nothing to guarantee a return. > > While investors can dampen their volatility through various exchanges or > closed ended funds, the reality is that few have the expertise needed to > properly mix those funds, rebalance them, and optimize them for taxes to > capture the best possible return (no matter how you define that) given each > dollar of invested capital. Even if investors were able to pick optimal > investment strategies, they'd find that that fees are a huge drag on > performance. > > This seems to us like something software should help solve. We'd like to see > teams tackling each of the component issues around saving and investing, > along with ones tackling the entire package. > > > Thanks alot ! > > Cai Gengyang
What platform do you want the app to target (web/desktop/etc...)? Jeremy -- https://mail.python.org/mailman/listinfo/python-list
