qmail-pop3 installation

[Seek3r]

I installed qmail, and the pop3 part. Now when I go to check my email with
pop3 here's what happens.

+OK <10199.915393211@checkpassword>
user Seek3r
+OK
pass wordpass
-ERR this user has no $HOME/Maildir

Now I have a Maildir

[Seek3r@L1 Seek3r]$ tree
.
|-- Maildir
|   |-- cur
|   |-- new
|   `-- tmp

and a .qmail file in my homedir that looks like this
[Seek3r@L1 Seek3r]$ less .qmail
./Maildir/
.qmail (END)

Anyone know what Im missing?