I have Blue Cross Blue Shield which covers dental but not vision through my  
stepmother, who is still employed.  I am also on Medicare A, B, Medicare  Part 
D prescription drug and Medicaid.  I usually don't have to pay any  co-pay 
unless sometimes the at the beginning of the year, there may be something  on 
different categories.  I remember last year I think I had oad to pay  couple 
hundred for a wheelchair part.  That's all I remember paying extra  year.  It 
pays 20 nursing visits for blood work for urinary cultures, but  no custodial 
care. 
 
I will be interested to see what the rest of you have.  Do any of you  have 
policies that pay for custodial care.  I tried to look through all  hers as she 
gets a whole lot to choose from through the federal government, but  I did 
not see any that it.  I chose the Blue Cross because it has a lot of  the 
doctors I already go to on it.

I really am not looking forward to the days she retires, which probably  
isn't that long way.  She works in Kansas, but the Blue Cross Blue Shield  
office 
is in Missouri.
Dana

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