I noticed that when I fit a linear model using 'lm' there is an attribute 
called "factors" that is added to the "term". It doesn't seem to appear for 
'model.matrix', just 'lm'. I have been unable to find where it gets constructed 
or what it means? It looks like a two dimensional array that I may be able to 
use so I would just like to get some 'official' statement regarding what it is 
and how it is constructed. I would rather not go on my assumptions. An example 
would be like:

> l <- lm(prestige ~ income + education, data=Duncan)
> attr(l$terms,"factors")
          income education
prestige       0         0
income         1         0
education      0         1

Thank you.

Kevin Burton
rkevinbur...@charter.net

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