As a paralegal let me remind everyone that whatever the victim posts on this Site is part of the public record so maybe best to keep all future communications private. Even emails can be included in a subpoena. Just fyi. On Oct 13, 2012 11:00 AM, "PATRICK MOORE" <bertin...@gmail.com> wrote:
> John: As a former insurance agent, I recommend: > > 1. File a police report. > 2. Report the accident to both your own and the responsible driver's > auto insurance company. Your own may be involved under your > Uninsured/Underinsured and Medical coverage. > 3. Take photos of both your bruises and the bike's damage. > 4. Note that bodily results of an accident may show up only several > days later. When I was hit by a right-turning car some five years ago, > I got home after getting stitched up in the ER thinking that I might > just ride in the next morning. But I started aching the next morning > and for two weeks suffered severe aches that kept me from standing > upright and certainly from riding. > 5. See a doctor. The responsible party's insurance is responsible for > all your medical bills. > 6. Document, document, document -- including photos. I sent the > other's insurance company an ugly photo of my face. > > Your are due by law payment for the following: > > 1. All medical expenses. > 2. All lost or damaged property: to make it "like it was before". > 3. Lost earnings. > 4. Incidental expenses following upon the accident. This could involve > lawyer's fee. > 5. Pain and suffering. > > The last is where you could, if dishonest, go to town; OTOH, this is > part of the insurance contract so that repayment (word used > deliberately) to restore to the status quo ante, or make up what > cannot be so done. > > Example: I was taken in an ambulance to the ER to get seventeen > stitches in my face (minor lacerations). I got ambulance and ER bills > paid and could have gotten followup visits paid for, plus medications, > but I didn't care to bother. An adjuster came out and paid me a couple > of hundred to very minor scratches to my bike and saddle (which I > splurged on drink and loose women). I got my lost income made up (I > was on salary, so it came to hypothetical missed sales.) > > When it came to P&S, the adjuster from the driver's company said, > "We've been thinking of $1,000." I said, "Hmmm, I was thinking of ... > oh, $2,000." Adjuster: "OK!" > > Anyway, hope you come out of it well. > > On Sat, Oct 13, 2012 at 8:43 AM, lungimsam <john11.2...@gmail.com> wrote: > >> I called their insurance co. > >> > > > > They said take it to my preferred LBS for an estimate. > > > > -- > > You received this message because you are subscribed to the Google Groups > > "RBW Owners Bunch" group. > > To view this discussion on the web visit > > https://groups.google.com/d/msg/rbw-owners-bunch/-/bbJJLonOilkJ. > > > > To post to this group, send email to rbw-owners-bunch@googlegroups.com. > > To unsubscribe from this group, send email to > > rbw-owners-bunch+unsubscr...@googlegroups.com. > > For more options, visit this group at > > http://groups.google.com/group/rbw-owners-bunch?hl=en. > > > > -- > Vote early, vote often, vote Rhinoceros! > http://tinyurl.com/d7muj2t > > ------------------------- > Patrick Moore, Albuquerque, NM, USA > For professional resumes, contact Patrick Moore, ACRW > http://resumespecialties.com/index.html > ------------------------- > > -- > You received this message because you are subscribed to the Google Groups > "RBW Owners Bunch" group. > To post to this group, send email to rbw-owners-bunch@googlegroups.com. > To unsubscribe from this group, send email to > rbw-owners-bunch+unsubscr...@googlegroups.com. > For more options, visit this group at > http://groups.google.com/group/rbw-owners-bunch?hl=en. > > -- You received this message because you are subscribed to the Google Groups "RBW Owners Bunch" group. To post to this group, send email to rbw-owners-bunch@googlegroups.com. To unsubscribe from this group, send email to rbw-owners-bunch+unsubscr...@googlegroups.com. For more options, visit this group at http://groups.google.com/group/rbw-owners-bunch?hl=en.
