Owner-Occupied:
100% Stated Income/Stated Assets
100% Full Doc with 500 credit score
100% Interest-Only Loan
107% Purchase Full Doc with 680
103% Purchase Full Doc with 600
100% No Doc w/ 720
*All these programs can have 3-6% seller concessions for closing costs, so your buyers can get into your properties with virtually zero-down.
Non-Owner Occupied:
1-4 Units:
95% Stated Income/Stated Assets w/ only a 600 score
100% Full Doc
*Call for updates and new programs, as I get them often.
*Borrowers will need a minimum 680 on these programs with no lates on mortgages.
*Some programs available with a 620 credit score
*Although I am licensed in all states, not all my Investment lenders are, so check for availability.
Commercial:
5+ Units to 95% CLTV w/ Seller Carryback: requires 680 mid score, Full Doc
*Not all states apply, email for states
Non-Ownership Seasoning Cash-Out Refinances:
Up to 90%-100% LTV available
Refinance your home 1 day out of closing
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