I am a loan officer in North Lauderdale, FL who is looking to
network with realtors and investors as partner referrals.
With 4 years of experience, I can offer a wide range of financial
products to satisfy your borrowers' most demanding needs, and I am
willing to be generous.
Here's what I can offer:
Up to 80% LTV Hard Money Loans on both residential and commercial
properties, with minimum loan as low as $50k
Requirements: Asset (i.e. T-Bills, cash, 401k, real
Estate)
FICO, not below 600
Personal Income ( For residential properties)
For income properties: decent equity, and
Equity-based Loans
Joint Venture Options Available
90% LTV Commercial Loans
No Upfront Fee
Min FICO Score : 680
Prefer Deals under $1MM
Prefer Multi-unit and Apartment complexes
i.e.(Income Properties)
5-year Fixed, 10-year Fixed, 6-month LIBOR
Rate start at 5.45%
Points: 2 - 2.5
Docs Needed to Start:
Sales Contract, Rent Roll, executive Summary,W2s
$100k - $1MM
95% LTV Loans, including in-house 2nd, are also available
We fund projects up to $50MM
100% LTV on Non-Owner Occupied Properties:
Min score 660-680
Stated Programs available
4 - 6 months PITI in some cases
Seasoning of funds is required
80/20 Combo
Fees: 1 - 1.5 points
Rates: Depending on score, cash reserves and
Tradelines
Can start In the low 6s, or high 5s
100% LTV on Owner-Occupied Properties
Min Score 580 (For Full Doc) and 620 (No Doc)
Line of Credit Available : Up to $ 10MM
Requires: Very strong personal cashflow
High FICO score
Assets (i.e. 401k, T-Bills, cash, Real Estate etc)
Background in Real Estate Investing
Fill out our standard app
Tell us how much you want,and we do our best to meet
Your funding needs.
No Title Seasoning Refi. Buy a property today and refi it today, as
long as owner is on title
We provide residential, commercial,HELOCs on Non-Owner Occupied
properties, rehab, and hard money loans nationwide. 500+ Score
Residential Loan programs Also Available
Fritz Cadet @ Heinch Lending Group
Ofifce : 954.979.7031
CeLL : 754.234.8934
FaX : 954.862.3068
Email : [EMAIL PROTECTED]
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