I am a loan officer in North Lauderdale, FL who is looking to
network with realtors and investors as partner referrals. With 4
years of experience, I can offer a wide range of financial products
to satisfy your borrowers' most demanding needs, and I can be
generous
Full Doc & Light Doc Commercial Loans
$150,000 to $5,000,000
Fast written Commitments lock in your deals!
Nationwide--All 50 States
600 minimum credit score
Apartments, Mixed Use and Commercial: office,
Warehouse,retail,industrial
Apartments and Commercial Fixed from 5.25%
Single non rated tenant OK
All 15,20 and 30 years fully amortized
Max LTV 90% Purchase & Refinance Apartments &
Mixed Use /75% Commercial
Unseasoned Refinance OK in most cases!
Seller 2nd OK
Full Doc to CLTV 95%!!
100% LTV on Non-Owner Occupied Properties:
Min score 660-680
Stated Programs available
4 - 6 months PITI in some cases
Seasoning of funds is required
80/20 Combo
Fees: 1 - 1.5 points
Rates: Depending on score, cash reserves and
Tradelines
Can start In the low 6s
100% LTV on Owner-Occupied Properties
Min Score 580 (For Full Doc) and 620 (No Doc)
1.25% Loans avialable at up to 100% LTV
Full Doc and Stated Programs
Min Score 680
Cap rate at 9.5%
Lower LTVs Available for N/O/O
Up to 80% LTV Hard Money Loans on both residential and commercial
properties, with minimum loan as low as $50k
We offer a non-recourse hard money loans at up to 80% LTV.
Rates range from 9.5 to 15%
Minimum loan amount : $50,000
Maximum loan amount : $10 MM
Loans are asset-based
Fees: 3 to 6 points, depending on loan amount
We prefer income-generating properties: Multi-family,
Golf Courses, retail outlets,mix uses, hotels,
Condo connversions,Offices etc.
Residential and Commercial Funding Nationwide
Debt To Service Ratio : 1.25 and above (we're flexible)
Equity Partnering / Joint venture Options Available
Docs Needed : Exec Summary, P & L,If applicable,
Borrower(s)' resume(s), Financial plans,appraisal
No Title Seasoning Refi. Buy a property today and refi it today, as
long as owner is on title
We provide residential, commercial, HELOCs on Non-Owner Occupied
properties, rehab, and hard money loans nationwide. 500+ Score
Residential Loan programs Also Available
Fritz Cadet @ Heinch Lending Group
Office : 954.979.7031
CeLL : 754.234.8934
FaX : 954.862.3068
Email : [EMAIL PROTECTED]
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