560 & 100% FINANCING  
Get 100% financing with an 80% 1st mortgage & a 20% 2nd Mortgage based on a credit score as low as 560
ALL 560 score 80/20 loans MUST BE SUBMITTED ON LINE through our website www.nevernoloans.com to qualify for the special.
- 560 Min Score - Web Portal Only
- Full Verified Income
- NO late housing payments (mortgage/rent) in the past 12 months
- Owner Occupied
purchases only
- Single Family, Duplex, Condo, Townhouse, & PUD�s (Planned Unit Developments)
- 45% Max DTI
- Loan Amounts up to $500,000
- 1st Lien - $400,000
- 2nd Lien - $100,000
If you had to kill a deal due to credit scores or credit issue, this may be the CPR your client(s) need. Asking TWO QUESTIONs will let you know if we can assist you:
- What is their MIDDLE credit score
- Have they paid their mortgage/rent on time EVERY MONTH for the past 12 months
If the "middle" credit score is at or above 560 and there have been NO late housing payment, in the past 12 months, your deal stands a good chance!
BEFORE you give up or give in, GIVE US A CALL!! 
Dallas Allbritton
Branch Manager
Family First Mortgage
"No is Never An Option"
615-361-1738 Office
615-361-1408 Fax
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