Good Morning,
May name is James Kurek and I am a Senior Loan Consultant and FHA 
Specialist with HomeLoan USA Corporation. We are a national mortgage 
BANK that closes a+ through C- credit levels...Our subprime is set 
apart foam most as we No sourcing or seasoning requirements, No MI, No 
V.O.D., No reserves and no escrows(unless requested) Not only that my 
origination is better than most. If you would like more information 
please call me at 1-866-242-2100 x-220.
Thank You,
James Kurek
Sr. Loan Consultant/ FHA Specialist
HomeLoan USA Corporation
419-381-5626 Office
419-381-5627 Fax
[EMAIL PROTECTED]






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