I am looking for financing on 13 acres and a double-wide YB 2002,
4bed 2bath, 2080 sq,ft.
The home is in pristine condition. The numbers are as follows:

Tax Assessed 2004 : $119,000.00

HUD Appraisal: $94,000.00

Loan Amount Needed: $65,000.00

Payoff at the end of 2 years: $80,000.00

The HUD appraisal is only for the house and land. I will be moving
onto the property. I will have to go in on a lease purchase
agreement. I will refinance the home in 1 year or 2 years and put it
in my name unless you are willing to finance this property over a
longer period of time. After i do the additions to the property the
property value will increase tremendously. Additions include: 10x20
wood decks on front and rear, 10' wide x 200' long paved drive and
clear under brush on property, and build a 3/4 acre pond. I will be 
paying for the additions myself.
My credit is bad so i will have to go on a lease purchase agreement,
but the property will pay for itself in value after 1 year. In this
area, raw land sells for 3500-5500 an acre. There are sales in this
area with smaller acreage and smaller and older homes in the range of
$117,000 to $155,000. The home and land are located in Smithville
Texas. This loan CANNOT be based on my credit.

If you are interested please contact me as soon as possible


Live With Desire

Tim Sparks
Sparks Enterprises
Bastrop, Texas
512-321-8094








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