Urban Financial is a national commercial mortgage broker. We're 
associated with lenders that offer permanent and fixed rates, 
interim, mezzanine, Fannie Mae, and HUD lending products. Typical 
properties include: multi-family, anchored, unanchored retail, full 
and limited service hotels, offices, light-industrial, self-storage, 
and senior housing.

Urban Financial has some of the most competitive loan terms 
available for the acquisition or refinancing of income producing 
properties. These types of properties include apartments, office 
buildings, shopping centers, hotels, mobile home parks, and other 
types of leased or rented buildings.

We also have programs available for special purpose or mixed use 
properties such as restaurants, gas stations, and daycare 
facilities. Raw land and international deals are considered on a 
case-by-case basis.

Non-Recourse Financing: 
U.S. based existing commercial properties only 
Refinance or Purchase 
Property types: Office, Apartments, Industrial, Flagged Hotels or 
Motels, Full Service Assistant Living or Nursing Homes, Shopping 
Centers, Malls, Portfolios, and Other Types of Income Producing 
Properties. 
$3M minimum loan amount 
30 year amortization; 10 year balloon 
Current rate: as low as 5.35% 
Non-Recourse 
No Pre-payment penalty 
LOI in 5 days 
Commitment in 2 weeks 
30-45 days closing

Stated Income/Stated Asset Program:
Unlike many bank programs, we offer a stated income/stated asset 
program.  This means that the "full-document" loan program paperwork 
just isn't required.  It also means more flexibility and faster 
turnaround times. 

No tax returns required 
No income verification 
Unrestricted cash-out 
Several options for affordable payments 
Pre-approval in as few as 72 hours 
Secured on commercial properties like: Multifamily, Mixed Use, 
Warehouse, Office, Retail, Industrial, Automotive, Special Use, and 
other types of commercial real estate.

Rick Gutierrez
urbanFINANCIAL
550 Post Oak Blvd., Suite 370
Houston, TX  77027
713.278.2985 Office
832.435.4033 Cellular
713.278.9551 Fax
1.866.44urban Toll Free
[EMAIL PROTECTED]
www.urbanFINANCIAL.net





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