Hello Fellow Dealmakers:






Credit Enhancement Overview:

 

The following opportunity is a credit enhancement using real estate collateral to secure a Stand by Letter of Credit to pledge to a deal that is secured by a bond district. The accurate, candid description of what we are to do: We are to use the client’s pledged assets to enhance deals that don't really need enhancement, and collect as much rewards as we can for driving these deals forward now. Further, we are to create instruments which the client can use to do it again and again and further magnify his considerable wealth.

Providing an immediate 5% Fee to the client on all Financings aided by the client’s asset pledges

 

Providing a 2.5% Fee to the client on all Financings aided by the client’s asset pledges every 6 calendar months (Semi-Annually) the pledge remains outstanding.

 

Obtain whatever equity kickers or residual benefits to the client that we can accumulate for him on the deals the asset pledges assist.

 

Please consider the nature of the enhancement as structured:
If $10,000,000 in enhancement occurs derived from the client's asset pledge;

What does the Client get paid? 5% on $10,000,000 immediately = $500,000.00
What does the client get paid during the first year? 2.5% per 6 months on $10,000,000 every year semi-annually = another $500,000.00 ...So during the first year the client's "$10,000,000 credit enhancement" paid him $1,000,000 bucks. Now observe: What is the MAXIMUM PAYOUT the client's pledge could be drawn on via the "credit enhancement"? ZERO! The exposure is always limited to ensuring payments of interest and during the first year those payments are escrowed in the supported financings. The exposure in a given year is simply that years interest payment (if it is not already escrowed); and he knows that the deal he cuts brings him annual fees GREATER that years interest expense true enhancement!

 

Further, the Land Value already exceeds even the nominal enhancement figure; so the client would make-out-like a bandit if we ever claimed title for them. Further a tax assessment agreement which commutes to the client and puts them in the absurd position of a future default which enables the Land to be taxed for the client's benefit until the end of time or total shortfall recovery. Further, Improvement Bonds can be stretched thirty or forty years which means that if the client ever needed to they could simply run tax free 4.5% carry on the property while it became more and more valuable until they sold to clear or refinanced.

The client would pledge the assets to a Single Purpose Entity which they would have a stranglehold on via Operating Agreement and UCC1 or whatever device including Super-Priority-Preferred the client wishes.


Our company would take that Pledged Asset(s) and create a plain vanilla universally accepted standing letter of credit at the Single Purpose Entity level. By doing this we protect the client from constant examination and re-examination of their assets. We make the Bond Issues fly through and get quickest fees and best equity kickers to the client. Importantly, it also positions us to take advantage of a George Bush parting gift whereby we can roll even a single-A Bank LC into a AAA FHLB Guarantee WITHOUT DISRUPTING THE TAX FREE STATUS of the Improvement Bond used for Infrastructure.

 

I have a current example of what we are doing. Please email for particulars:


Sincerely
Bill Perez
Wellington Capital Group Inc.
12797 Pineacre Court,
Wellington,Fl 33414:
561-784-7955 Local
Fax: 775-251-8840


Sincerely
Bill Perez
Wellington Capital Group Inc.
12797 Pineacre Court,
Wellington,Fl 33414:
561-784-7955 Local
Fax: 775-251-8840
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