Kepa Zubeldia responded to Joe Barton on the WEDi Transactions Listserve
on Friday, 09 November, 2001, in "Re: Provider Confusion: The Routing
Problem, or What's my Name?"

   But, if I am a provider, and a patient comes with an ID card
   that says that ACME insurance Payer ID is 1234567890, how do
   I know whether this claim goes through Clearinghouse A,
   Clearinghouse B or directly to ACME?

   Evidently, if I send it directly to ACME, I should have a
   password to access their system.

   Same problem for a payer.  Let's say a payer wants to send
   835 to all of its providers.  How will the payer know which
   provider is connected through which clearinghouse so the files
   can be put in the correct queue?  The provider ID does not
   answer the question of which is the route for this transaction
   to that provider as of today.

This is related to the questions I asked Chris Feahr yesterday: why the
heck should the provider (or payer) have to make decisions about which
CH to go through to get hold of a particular payer? Or vice versa (payer
to provider).  Can't Clearinghouses do interconnects?

If a payer or provider has to make all these decisions itself, why
doesn't it just save itself the hassle and go direct - point to point?
Then it might be useful to have a "central payor address/routing
directory."  But as we've seen discussed, there might not be incentives
for anyone to put such a thing together.

William J. Kammerer
Novannet, LLC.


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