As long as your incorporated, individual members are protected. This leaves only the question of Dues to cover insurance, and other expenses. Isn't it nice how the lawyers and jerks of the world have things so twisted and messed up??
--- In [EMAIL PROTECTED], Nick and Becky Colleran <[EMAIL PROTECTED]> wrote: > Don is right. On top of that, having insurance may invite a lawsuit! > Having gone around for years on this issue both on the board and > as president of a national organization I would suggest limiting > liability by lowering the table to child viewing height without the > need for risers and keeping high voltages away from the perimeter > of the layout. Any member worried about personal liability should > get his own policy. Time spent discussing the issues of liability and > non-profit incorporation will destroy a club. > > Nick Colleran > > At 01:26 PM 1/12/2003 +0000, you wrote: > >_____________________________________________________________________ ___ > > > >Message: 11 > > Date: Sat, 11 Jan 2003 15:22:00 -0500 > > From: Don Thompson <[EMAIL PROTECTED]> > >Subject: Re: Club insurance ? > > > >Dear Steve, > > Once this subject is brought up., it is best to disband the club. > > Now that you are all aware of the legal liabilities to each individual > >who is associated with your club you will have to purchase liability > >insurance. When you discover how much this will cost (if you find a > >company willing to write a policy) to protect each and every member from > >possible law suits, and then try to collect the premiums from your > >members you will realize what a huge problem you now have on your hands. > > We lost a member several years (or was it a decade ago) over this very > >subject. He had an article about a mid west modular club that was sued > >by a train show spectator that somehow was injured during the show. > > Actually, the club did not get sued, but each member did. I am not > >sure of the outcome, but we ended up losing a member. I hope I may be > >wrong about the insurance, and let me know if you foresee a different > >outcome. > >Don > > > >Steve Blancard wrote: > > > > >Guys, > > > > > >My club, the Washington & Old Dominion division of the Atlantic Coast S > > >Gaugers has recently been discussing the need for club liability > > >insurance. This would be to protect us against lawsuits in case someone > > >were to be injured by our modular layout set up at a show. For example, > > >if while demonstrating the rocket launcher car, a kid gets hit in the > > >eye by the rocket. Or if while kids were to be shocked by a shorted > > >operating button, or if a kid were to fall off a step the club built to > > >facilitate viewing. These examples may seem far-fetched, but in this > > >lawsuite crazy society, it is unfortunately a valid concern. > > > > > >Our club has been discussing whether we should incorporate as a > > >non-profit club in order to obtain liability insurance. None of us > > >wants to loose everything because of a minor accident and an aggressive > > >lawyer. > > > > > >I would appreciate hearing how other clubs handle this issue. > > > > > >Steve Blancard S-Trains list sponsor: http://www.americanflyertrains.com All the Flyer you desire...books and accessories too! To UNSUBSCRIBE from this list send a note to [EMAIL PROTECTED] Your use of Yahoo! Groups is subject to http://docs.yahoo.com/info/terms/
