From: Mr. Frank Williams.
Eko Bank Nig,plc.
Lagos .
Tel:234-802-3192077

Dear Friend,

I know that you must have recieved the first
letter I sent to you by post, but if you have not, here comes a follow-upto the letter.

First I must seek for your understanding and
pray that God will give you the wisdom to
understand my problem and be in a position
to help as you will be surely blessed as you help.

I am Mr. Frank Williams,I am 46 Years old
and also an accountant with Eko Bank Nig PLC . I have a transaction which I think will 
be of mutual benefit to both of us.
In my desire for a foreign partner with whom to do this transaction, I stumbled on 
your contact from a business directory.

As an officer in accounts department of EBNP,
I discovered some amount of money while I was
auditing accounts for the 2003 financial year
which has been lying there for over 3 years.
On further inquiry, I discovered that this
money totalling about USD$21.5 Million (Seven Million five hundred thousand United 
States Dollars) including accumulated interest belonged to one MR Michael Morgan , a 
United State Nationale who lived here and died intestate with no beneficiary.This man 
died through a plane crash of ADC airlines in 1998.

I would need your assistance to enable me prepare documents which will authenticate 
that the money
belongs to you as the next of kin to MR Michael
Morgan and to enable you claim the money from the bank where my bank have moved the 
money to.

I want to be assured of a safe account where the
money will be deposited pending my arrival.This
transaction is absolutely risk free with no illegal
complications,I have made all necessary arrangements
for a successful transaction as i know the details of
the account which you shall use to lodge claim as the
next of kin . Before this money is entrusted into
your care, there must be an agreement
that will be reached between us stating that:

1.BOTH PARTIES WILL NOT FOR ANY REASON CHEAT
EACH OTHER.
2.BOTH PARTIES WILL WORK TOGETHER TO SEE
THIS TRANSACTION THROUGH.
3.A HIGH DEGREE OF TRUST AND CONFIDENTIALITY
WILL BE APPLIED FOR THE SAKE OF OUR WORK.
4.I AND MY PARTNER WILL STRONGLY BE BY YOUR SIDE AS YOU
CLAIM THIS FUND AND I AND MY PARTNER WILL ARRAGE AN
ATTORNEY(LAWYER)WHO WILL WORK ON YOUR BEHALF TO GET THE
NECESSARY PAPERS NEEDED FOR A SMOOTH TRANSACTION.
5.YOU WILL NOT DISAPPEAR WITH OUR FUND AFTER YOU
HAVE CLAIMED IT.
6.DISBURSEMENT RATIO WILL BE 70 FOR ME AND MY
COLLEAGUE,15 FOR YOU, 5% WILL BE DONATED TO CHARITY,WHILE
10% WILL TAKE CARE OF OUR MUTUAL EXPENCES.

There is need for you to respond to this offer
immediately as the money will be moved to another commercial bank and the government 
of my country
have concluded plans to apply the money into
arms procurement to project wars and unrest in
African continent from that bank.I must let you know that a high degree of trust is 
required and also we will like to use our own share to go into any lucrative business 
with your help/assistance.

Awaiting your urgent response now.

Yours Faithfully
Mr. Frank Williams.



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